Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default at court in two weeks need help

    i'm at court in two weeks but need some help on one thing

    they have sent a signed witness statement in their bundle from the person who sold me the loan saying that they deny saying that the PPIicon was compulsary because their training tells them that it is not. this person no longer works for the company but i have previously asked for their training records which were not disclosed.

    what can i put as a reply to this

    i'm going for mis-sold because
    1. not needed as adequate cover in place,
    2. no documents received so didn't know how to cancel it
    3. that i was told this policy was compulsary even though it states optional

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  2. #2
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    Default Re: at court in two weeks need help

    I tried to claim with Loans .co.uk for saying it was compulsory. The problem I had was that apparently they go back through the tapes of the phone callsicon.

    So i probably shouldnt use the They said it was compulsory unless you are 100% ceratin about that. It is probably safer to choose one of the other two




  3. #3
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    Default Re: at court in two weeks need help

    thats the thing though, i am certain that i was told that it was compulsary. but how or what can i say as it's their word against mine.

    i've already asked for the employees training records to show if they are qualified to make an assessment of my needs but they would not disclose them and i've already provided evidence that cover was already in place but would like some more ammo

    would it be wrong to approach this person who has given the witness statement by writing them an email or letter and ask them further questions. they don't work for the company any more but i might be able to find them. or would this be wrong. i just think that i should be able to ask their witness questions and see what replies they may have



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE