Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I used to get contact lenses from optical express but have now changed to another supplier. I have spoken to someone at Optical Express to ensure I owe nothing in terms of direct debits and i was told i do not owe anything.
As far as i am concerned I owe them nothing but they are claiming i owe £50.85p.
I know its not alot but the principality of this issue is more important.
The demands now are getting more aggresive and the last letter I got today threatened the issue of a county court Claim as well as a debt collector coming to my house
What can I do. Are there any template letters I can use from this sire as I want to follow and strong procedure to kick them into shape
You should ask them for details of the alledged debt. You want to see exactly what the debt applies to and then cross check it with your own records of payment.
Optical Express asking for money I do not owe
Claim as well as a debt collector
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