Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Just wondering what would happen in the following scenario, you have a debt which you have made no payments or acknowledgment to in over 6 years so should be statute barred now right, well you discover that someone else (family member or x partner etc) has been paying it so is the debt now not statute barred even if you had nothing to do with it? this isnt a real situation just something im curious about ;-)
I think the acknowledgement, or payment, has to be made by the debtor, so technically, it would still be statute barred - OR the person paying the debt if they could prove that the debt was not theirs should have a good claim for their payments, plus interets etc.
but the DCA would say in their defence, who in their right mind, pays a debt that isn't theirs?