Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
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Hi to everyone
What a wonderful site this is! It has brought me confidence.
This is my first post.and I just wanted to say hello to everyone and to give details of how my claims are progressing.
Marbles: Sent DPA ltr 30 May2006 - received reply plus copy statements on 3 June 2006.
Sent Prelim. ltr 5 June 2006 claiming refund of £530 - received standard reply 14 June 2006
Sent Ltr before Action 19 June 2006 - Received reply and offer of goodwill payment of £250.00 on 22 june 2006
Am replying today refusing offer and giving them 14 days to refund or I shall proceed with legal action.
Keeping my fingers crossed.
I am also claiming refunds from Citibank, Natwest, Abbey & Beneficial.
Citibank - Perlim ltr sent 20 June 2006. Reply received 23 June 2006
Natwest - Prelim ltr sent 20 june 2006. Reply received 26 June 2006
Beneficial - Prelim ltr sent 13 June. No reply yet
Natwest Cr. Card - Prelim ltr sent 30 May 2006. Reply received 17 June 2006. Ltr before Action sent 23 June 2006. Awaiting reply.
Abbey - DPA sent 30 May. Reply received but still awaiting statements.
You seem to have it all in hand! Your thread will probably get moved to the relevant bank's forum before long by one of the Mods. Best of luck!
Jeep (The Wife & I)
Halifax joint a/c (£3800 charges + £40 interest on charges over 11 years) - paid in full 23/06/06
Halifax joint a/c new charges £1100 - LBA sent 02/08/06
Halifax 2nd a/c (£1500 charges + £150 interest on charges) - partial payment received 13/07/06 (no s69 interest) - AQ filed 07/08/06 - Court awarded 50% of s69 interest (Bank didn't turn up!)
Halifax Visa (#1) Data Protection Act sent - statements arrived - £350 so far
Halifax Visa (#2) Data Protection Act sent - refunded £170 DONATE - Support this site, it supported you! Follow the route: FAQs > Template Library > Parachute Account > Bank Forums > Spreadsheet All advice given in good faith and without prejudice or liability, to be taken at your own risk!
There seems to be a lot of that going on today! People in the bear garden i mean! Newbies, dont you just love 'em?
I QUESTION THEREFORE I AM!!
Unfortunately i'm not an expert in any given field legally and my advice and that of the Consumer Action Group and the Bank Action Group is given without prejudice and without liability so please if in any doubt whatsoever seek help from an insured qualified professional. Contents of my posts are purely my own personal opinions and not condoned or endorsed in any way, shape or form by CAG. Thank you!
I think there's something wrong somewhere in the set up that is bringing them all here - as you say, there's been a flood recently!
Jeep (The Wife & I)
Halifax joint a/c (£3800 charges + £40 interest on charges over 11 years) - paid in full 23/06/06
Halifax joint a/c new charges £1100 - LBA sent 02/08/06
Halifax 2nd a/c (£1500 charges + £150 interest on charges) - partial payment received 13/07/06 (no s69 interest) - AQ filed 07/08/06 - Court awarded 50% of s69 interest (Bank didn't turn up!)
Halifax Visa (#1) Data Protection Act sent - statements arrived - £350 so far
Halifax Visa (#2) Data Protection Act sent - refunded £170 DONATE - Support this site, it supported you! Follow the route: FAQs > Template Library > Parachute Account > Bank Forums > Spreadsheet All advice given in good faith and without prejudice or liability, to be taken at your own risk!
Unfortunately i'm not an expert in any given field legally and my advice and that of the Consumer Action Group and the Bank Action Group is given without prejudice and without liability so please if in any doubt whatsoever seek help from an insured qualified professional. Contents of my posts are purely my own personal opinions and not condoned or endorsed in any way, shape or form by CAG. Thank you!
I suggest you start a new thread in the relevant forum for each of your claims, or it will become very confusing very quickly as each develops at its own rate.
Don't give them another 14 days. When your lba runs out, proceed to court then. If you want to reply, state that only a FULL refund by date of expiry of LBA will stop you from filing. Otherwise, you are just giving them extra time.
Apologies to people who I was in the process of helping, I may be gone some time.
Received a letter from DG Solicitors, on behalf of HSBC - Marbles, this morning stating HSBC are prepared to offer me the full amount. HSBC didn't even wait the 14 days from me submitting my claim. RESULT ...
Don't inform the court that it's been settled until you have proof of the money being returned (cheque in hand, money in bank or balance reduced on card - check on line if you can). Please also fill in the survey (link at the top of the page).
Jeep (The Wife & I)
Halifax joint a/c (£3800 charges + £40 interest on charges over 11 years) - paid in full 23/06/06
Halifax joint a/c new charges £1100 - LBA sent 02/08/06
Halifax 2nd a/c (£1500 charges + £150 interest on charges) - partial payment received 13/07/06 (no s69 interest) - AQ filed 07/08/06 - Court awarded 50% of s69 interest (Bank didn't turn up!)
Halifax Visa (#1) Data Protection Act sent - statements arrived - £350 so far
Halifax Visa (#2) Data Protection Act sent - refunded £170 DONATE - Support this site, it supported you! Follow the route: FAQs > Template Library > Parachute Account > Bank Forums > Spreadsheet All advice given in good faith and without prejudice or liability, to be taken at your own risk!
Have completed survey and will donate when the money is received.
Thanks to everyone who has given advise on this site, I have managed to to have my money returned without having to ask for too much individual help as I have found almost everything I needed to know by reading advise on other threads.
So thanks again to you all and this wonderful site.
Can you please add SETTLED IN FULL at the end of the title to this thread.
Jax
Marbles/HSBC - SETTLED IN FULL
Beneficial/HSBC - SETTLED IN FULL 01/08/2006
NatWest Cr Cd - SETTLED IN FULL in respect of default judgement obtained 06/09/06
Natwest - SETTLED IN FULL 20/10/06
Abbey T/A Business Account - SETTLED IN FULL 07/03/2006 :grin:
Abbey Current Account - SETTLED IN FULL 16/03/2006 :grin:
Citi - SETTLED IN FULL 17/05/2007
Natwest Business Account - On going
Money may possibly have been credited to account now but haven't had statement confirming it yet. Just applied for internet banking, so hopefully will be able to check it in the next couple of days. According to Marbles/HSBC solicitors it has been paid now and they have advised the court, who have sent me a form to complete asking if I wish to proceed with the claim.
Jax
Marbles/HSBC - SETTLED IN FULL
Beneficial/HSBC - SETTLED IN FULL 01/08/2006
NatWest Cr Cd - SETTLED IN FULL in respect of default judgement obtained 06/09/06
Natwest - SETTLED IN FULL 20/10/06
Abbey T/A Business Account - SETTLED IN FULL 07/03/2006 :grin:
Abbey Current Account - SETTLED IN FULL 16/03/2006 :grin:
Citi - SETTLED IN FULL 17/05/2007
Natwest Business Account - On going
Claim against Marbles ***settled in full***
of £250.00 on 22 june 2006
, Abbey
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Re: Claim against Marbles
Re: Claim against Marbles
