Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I would be very gratefull of any info anyone can offer me regarding the following;
1a. Already had all statements so sent 'Request for refund of charges' letter
1b. Received reply from Alliance and Leicester informing me that they are currently involved in legal proceedings with the OFT and will not offer a refund at this time.
2b. Received a letter in responce to my LBA letter offering me a partial refund of £220 as a full & final settlement.
3a. Replied & declined the offer of £220 as a full & final settlement but offered to accept the ammount BUT ONLY as a partial refund but informed them i will still persue for the remainder owed.
Informed them that if they do not refund all my charges asked for £765, they will receive no further correspondance from me after this letter and i will proceed with court action.
Since these letters i have received nothing further from Alliance & Leicester.
I did not proceed with court action as i threated in my last correspondance as a few days later i received notification that another case with Abbey had been stayed and i would have to wait for the outcome so i decided to save my money i had kept for court fees and wait for the outcome before contacting alliance & leicester again.
All of these letters were sent back in August 2007 & i am now wondering, would it be worth sending them another letter now and give them another chance to settle without court action or should i just wait for the outcome between the banks and the OFT and contact them again then??
I am unsure if i should just leave it as it is for now or give them another chance? I have the same problem with Abbey but i have already proceeded with court action and have a case against them but the case has been stayed and i am now awaiting the outcome. Should i also give Abbey another chance to settle or just wait and see what decision is made when the case is over?
Sorry for the length of this post but i am unsure of what to do next. :?
ABBEY:Owed £1.140 06/07/06 - Requested Statements 07/08/06 - Request For Repayment Letter Sent Totaling £1,140 29/08/06 - LBA Sent 15/09/06 - Received reply offering £570 as a final settlement 25/09/06 - Accepted offer but ONLY as a partial repayment, & notified them that i am still going to persue for the remainder of the money 01/10/06 - Set up court date
If you can afford it, take them to court. Your right, It'll get stayed but you want to be at the front of the long line of people waiting for the 'Test Case' outcome. This case could trundle on and on.
Regards.
Scott.
Any advice I give is honest and in good faith.
If in doubt, you should seek the opinion of a Qualified Professional.
If you can, please donate to this site.
Help keep it up and active, helping people like you.
If you no longer require help, please do what you can to help others
What Now? Do I Give 2nd Chances?
letter
Reply With Quote
Re: What Now? Do I Give 2nd Chances?
