Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    I believe in Fair Debt - not chance

  2. #2
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    Default Re: LOWELLS Financial Services - Campaign against unfair policies of DCA's

    Count me in. I have been dealing with this shower for several years and the letters they have sent you are minor compared with the rainforsest they have sent me. They have threatened me, my family and work colleagues. Their complaint system is useless. They have foolishly though committed some of their lies and threats to paper so now I have them where I want them. I am going after them in my own way as well


  3. #3
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    Default Re: LOWELLS Financial Services - Campaign against unfair policies of DCA's

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    I believe in Fair Debt - not chance

  4. #4
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    Default Re: LOWELLS Financial Services - Campaign against unfair policies of DCA's

    This present campaign of Lowells which involves a load of UNENFORCABLE debt they purchased from Barclaycard on 14 Dec last really needs to be highlighted in the media. Goodness knows how many folk have fallen for their threats and distortions of the legality of the debt and coughed up.


  5. #5
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    Default Re: LOWELLS Financial Services - Campaign against unfair policies of DCA's

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    I believe in Fair Debt - not chance

  6. #6
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    Default Re: LOWELLS Financial Services - Campaign against unfair policies of DCA's

    Yep count me in too! My Mam being one of the ones who they targeted too - and almost scared her to death for an alleged debt to Barclaycard that was absolutely nothing to do with her!

    They should not be allowed to harass and intimidate people like this. Even for those who have outstanding debts which are now statute barredicon are being harassed.

    What amuses me is their letters I have read about on here asking if alleged debtors used to live at certain addresses, then claiming if they don't receive a reply they will assume the information to be correct!!! How f'in ridiculous is that?

    They need to be brought to task. Let people get on with their lives you EDIT and crawl back into the holes you are digging for yourselves!


  7. #7
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    Default Re: LOWELLS Financial Services - Campaign against unfair policies of DCA's

    Good on you for starting the campaignMr TWS! I will certainly follow with interesticon. I can't contribute with any advice as this is a first for me on receiving a letter from Lowells and then one from Red debt collectionicon agency in December 2007. Don't want to repeat what I originally posted (too long!) I am not familiar with legal terminology and have never been in a position like this before, but briefly,the letter came out of the blue. I had a barclaycard 20 years ago, presumed it was paid off and am now being told I owe £900.57p. Not had a full night's sleep since I got the letter. I have had some advice from CAGicon, thank goodness


  8. #8
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    Default Re: LOWELLS Financial Services - Campaign against unfair policies of DCA's

    Tony 4321 Do NOT worry about Lowells or any of their idiotic so called companies. They CANNOT enforce the Barclaycard debt no matter what Jackanory letters they send. Sleep content. The [EDIT] people who work for this [EDIT] company are the folk who cannot sleep. Forget about Lowells and all their rubbish. They can do nothing. They are wasting their time. Their bubble is about to burst.



    MODERATOR'S NOTE> While I appreciate the strength of feeling that this subject arouses, please remember that this is an open forum which is viewed by young and old.

    Regards, Rooster.


  9. #9
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    Default Re: LOWELLS Financial Services - Campaign against unfair policies of DCA's

    youi can count me in too now recived letter from red this now makes 3 in 2 weeks


  10. #10
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    Default Re: LOWELLS Financial Services - Campaign against unfair policies of DCA's

    5 in three weeks for me- they seem to be following a time frame so i'm expecting another one tomorrow!!!
    Count me in.


  11. #11
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    Default Re: LOWELLS Financial Services - Campaign against unfair policies of DCA's

    Site closed

    I believe in Fair Debt - not chance

  12. #12
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    Default Re: LOWELLS Financial Services - Campaign against unfair policies of DCA's

    Count me in. First time poster! Thanks to all for the comments/support on this forum I am not worrying about this.

    I have been receiving the Lowells letters. (2 in 2 weeks, expecting another when I get home) for an alleged Barclaycard debt from 1988. (approx £200).

    I did speak to Barclaycard in the late 90s and they..

    a) told me my previous account had been settled/written off and not to worry about it

    and

    b) pursuaded me to open a Barclaycard account which I still have today.

    Does Barclaycard have some responsibility here? They sold the alleged debts in the first place and must have known it was unfair to collect it. I have decided to close my Barclaycard account (and frame the final statment showing a 0 balance just in case Lowells chase me in the year 2027).


  13. #13
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    Default Re: LOWELLS Financial Services - Campaign against unfair policies of DCA's

    Count me in 2

    Only just had my first 3 letters from them recently, part of the BC bunch lol

    After having years of being bullied into paying back probably illegally enforced debts by other DCAicon's, I want some payback too.

    Revenge is very sweet

    cm



  14. #14
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    Default Re: LOWELLS Financial Services - Campaign against unfair policies of DCA's

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    I believe in Fair Debt - not chance

  15. #15
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    Default Re: LOWELLS Financial Services - Campaign against unfair policies of DCA's

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  16. #16
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    Default Re: LOWELLS Financial Services - Campaign against unfair policies of DCA's

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  17. #17
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    Default Re: LOWELLS Financial Services - Campaign against unfair policies of DCA's

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  18. #18
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    Default Re: LOWELLS Financial Services - Campaign against unfair policies of DCA's

    Count me in - whilst I haven't personally dealt with this lot I have helped people who have - and they are using scare tactics to make people answer their gibberish letters... hopefully by phone.....

    If they can't check an address before they send out a letter they shouldn't be sending out these threatomatic letters by the forest load.


  19. #19
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    Thumbs up Re: LOWELLS Financial Services - Campaign against unfair policies of DCA's

    I am more than happy to join you

    My saga is exactly the same as yours, with the 3 letters being the same content and dates and with a Barclaycard debt I thought was cleared by a payment plan which finished over 10yrs ago. Got my 3rd letter yesterday, although I have sent them a letter on the 'statute barredicon' template. I dont suppose I will get much joy, but they will not be getting joy out of me with their bully boy scare tactics. My biggest annoyance is the stress it is putting my wife under, I am in the Armed Forces so am away frequently, as a result she deals with my mail when I am away. Been away this week so she opened the 3rd letter, which lead me to have a distraught wife on the phone last night. I will never let anybody hurt or upset my family, she has nothing to do with this situation, these people and their methods must be brought to light!

    It is only as a result of the CAGicon that I have managed to get the information I need to stand up to them. Thanks to all out there who help!

    SpursDorch


  20. #20
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    Default Re: LOWELLS Financial Services - Campaign against unfair policies of DCA's

    Hopefully by phone? mmm..Yes I tried to ring them after receiving the 1st letter as I was baffled by it. Luckily for me I phoned on a Sat at 2pm. (they close at 12.00) At the time, I was furious that they were closed as I wanted to know what this was about and needed answers. Even more than lucky for me I managed to discover this site before the Monday, when I would have called again. Phew...!



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE