Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Dav3yBoy Novitiate

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    Default Re: HFC fined for PPI misselling - game over for them!!

    How about this one

    I have an account with Lloydsicon, a classic visa which i got into trouble with.

    I wrote to them after calculating all my charges, it was then i noticed that i had been charged PPIicon over the course of me using the card.

    I have NEVER applied for PPI, on any form of credit i have always refused. I NEVER signed for it or anything.

    I told TSB this and they flat out deny it, they say they sold it me in good faith. I asked them to produce the agreement to say i had signed up for it (it's a seperate form as it is a seperate product) They won't!!!

    What do i do now? I have told them i want my charges back but also want the PPI payments as i never requested it.

    In my eyes they have broken the Law as this constitutes fraud to me

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  2. #2
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    nicsussex Informative nicsussex Informative nicsussex Informative nicsussex's Avatar

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    Default Re: Lloyds PPI Question

    Have you done a Subject access requesticon yet?


  3. #3
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    Dav3yBoy Novitiate

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    Default Re: Lloyds PPI Question

    yes, done everything they just don't seem interested.

    Sent a letter back to BLS explaining the situation and that they should talk more to TSB.

    Makes me giggle really that these are supposed professional people



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE