Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


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  1. #1
    Joa Joa is offline
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    Exclamation Benefits advice

    As an experienced money/welfare adviser I would like to underline to all who seek benefits advice to be very careful when seeking such advice from an open, self-help, public forum. Your situation is unique and, unless you are an expert or benefits veteran, you will not even know what details to post in order to receive a correct advice. Therefore you are risking relying on misleading information which you may accept to your detriment.

    Similarly, please do not advise about posters' entitlement from knowledge based on your own circumstances. Your goodwill should be restricted to suggestions about possible entitlement to benefits, for example that poster may be entitled to Housing Benefit, but never "300 per week, if you have children" or "nothing, because you are a student" etc.
    Benefit rules are very complex and are always applied to this singular, particular, individual claimant. There are very few benefits which pay out equal amount no matter what your circumstances, for example Child Benefit.

    Bad advice ruins lives.


    Please remember, you can access quality advice at Community Legal Advice and Advicenow: independent law and rights advice, legal service providers, advice service alliance, UK - Default

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  2. #2
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    Default Re: Benefits advice

    bump- sorry for this nuisance but until this is made into a prominent sticky, I am afraid I will be bumping it on from time to time

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  3. #3
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    Default Re: Benefits advice

    bump

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  4. #4
    Gold Account Holder patrickq1 Highly informative patrickq1 Highly informative patrickq1 Highly informative patrickq1 Highly informative patrickq1 Highly informative patrickq1 Highly informative patrickq1 Highly informative



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    Default Re: Benefits advice

    should put the petition up as a sticky joa i too have been diagnosed for FIBROMYALGIA AND ME,BUT i am thinking that the underlying illness was vascular problems that went undiagnosed in 1998 but was at last discovered through more meaningfull tests that it was vascular problems,i now have my claim for compensation going through because of maladministration ,i went to every welfare rights sight you could imagine,not one could help so i went through the proccess of reading looking year in year out for information i could nt get the dwp atos origion reports even through the Freedom of Informationicon Act REQUEST ,then six moths ago i decided that enough was enough and wrote to my MPicon even he was initially refused any information from the DWP well that made me look even harder ,in the end i wrote to the INFORMATION COMMISSIONER AND THE INDEPENDANT CASE EXAMINER,now the DWP would like for me to withdraw my complaints......but it was the principle and my anger at the DWP/ATOS REPORTS that were false and i have no intention of withdrawing my complaint ,the DWP want to discuss compensation this friday ,so i will find out then what they have to offer as i distrust them so much and i have also demanded that i receive the ATOS ORIGION REPORTS ,all five EMP reports,as i am claiming back to 2003,it was the shame the loss of credibility amongst familly and freinds no amount of compensation can make this feeling go away..i am not sure whaat to expect at this meeting but my MP will be with me he has also forwarded his own complaint in conjuction with mine to ICE and the Parlimentary Omsbudsman,have you any ide3a what i can expect at this meeting
    patrickq1
    i have looked at this web page and not yet deciphered it to be sure as to what it means
    DWP - Resource centre - Policy and strategy publications - Guide to Financial Redress for Maladministration


  5. #5
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    Default Re: Benefits advice

    bumpety bump

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  6. #6
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    Default Re: Benefits advice

    bump

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  7. #7
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    Default Re: Benefits advice

    Bump- once again.

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  8. #8
    Basic Account Holder Snorkerz Informative Snorkerz Informative Snorkerz Informative



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    Default Re: Benefits advice

    Hasn't been bumped for a while!


  9. #9
    Basic Account Holder ukbix Novitiate



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    Default Re: Benefits advice

    Patrickq1 - re your post above, what ended up happening with that situation in the end?

    Note - all posts are my opinion only, and no action should be taken on any advice given without consulting independant advice from a suitably qaulified advisor.
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  10. #10
    Gold Account Holder patrickq1 Highly informative patrickq1 Highly informative patrickq1 Highly informative patrickq1 Highly informative patrickq1 Highly informative patrickq1 Highly informative patrickq1 Highly informative



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    Default Re: Benefits advice

    INFORMATION COMMISSIONER AND THE INDEPENDANT CASE EXAMINER,now the DWP would like for me to withdraw my complaints

    like anyone who trys to go for any authority your information seems to have a habit of disapearing,three registered letter and several e mails i dropped the mep who was looking at it because he had attended several functions that the boss of the dwp had been too so i asked are you two freinds ,,,i hit the roof and this year at local elections i made up a plackard accusing him of being a social climber and check his expenses...lol he was gutted and i am glad to say lost his re selection haha ...anyway seems you need to exhaust all avenues before the independant goverment paid independant case examiner will look at it...i am still awaiting some clarification from ATOS ORIGON who have also lost two recorded delivery letters under the FOIicon andsking for a full AUDIT TRAIL this is what you must ask for this way all data less the missing data must be supplied note i said missing data i have several sheets and dates completely missing so i am awaiting this to be sent to me i asked for an independant reveiw of this department and to consider mal administration...so i am still awiting info like banging your head against a brick wall.....as for the reference i noticed some days ago i was unaware that atos had changed their policy with regards to video evidence fortunately i was allowed in 2007 ...but this AWT went ok at the time the info i am after is mainly from 2003 - 2007 ,i have found a freind who is involved in couriers service and apparently the north wales area have records in storage dating back to 1999 when the courier started moving the old records so i still await clarification from the MINISTER about this data being in storage
    patrickq1

    [URL="http://www.consumeractiongroup.co.uk/forum/welcome-consumer-forums/107001-how-do-i-dummies.html"][COLOR=#003399]http://www.consumeractiongroup.co.uk/forum/welcome-consumer-forums/107001-how-do-i-dummies.html[/COLOR][/URL]




    [COLOR=#ff0000]Advice & opinions given by patrickq1 are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional[/COLOR]
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