Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
N1 printed & ready to deliver on Monday 21-Jan, for slightly less than originally asked because of 4 charges older than 6-years (didn't need yet more complications).
I've included the 'Draft Directions' as recommended - this is quite a cute document and I'm very impressed by whoever came up with it. A solicitor told me a long time ago that litigation is basically poker. The draft order is akin to going 'all in' with a straight face. Love it.
Their client is "confident" that they'll win at trial, however, "please have some money". Strange sort of confidence eh?
Curiously, the offer supposedly was for "charges, court costs and 8% interest" and yet the offer was actually only for the charges - no recovery of court fees and 0% interest.... Imagine even a legal offer from a solicitor being misleading... Unthinkable!
On the basis that the offer is for 50% of the claim, I've sent a 'No.6' rejection letter from the library, with a slightly acerbic addition pointing out their FAIL at maths and suggesting they "check your records".
And quite right too fivelaws. Until they can be bothered to offer 100% of the total claim, they're wasting your valuable time. Hold out for the whole lot......... you know already that the claim is worth it.
Just taken a call from Cobbetts. Very nice, softly spoken lady who started by apologising for their mistake on the offer - it was indeed too low.
However.... They are only prepared to settle for charges+costs+8%. They do not accept contractual interest. When I asked why, she claimed "because that's what the office of fair trade said was fair". Which was a bit odd.
I said that I'd have to decline the offer, and she said that on that basis, they would be applying to "strike out" the claim on the basis that their offer had been rejected...!!
Received copy of their aq on Monday and decided to make a counter-offer splitting the difference between the claim and their latest offer. I did this partly on the basis that everything I've heard indicated that they would wait until the court hearing (3+ months) before making settlement and during that time I would be paying interest on a CC that would equate to roughly the same value.
My counter-offer was accepted by return of post...
Fivelaws v MINT ***WON***
sent 12-Jan.
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