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Hi i am trying to get a refund of Black Horse for what i believe was missold PPI i had on two loans.The problem is i have no idea how to work out the contractual interest.I have read and reread the guides but it just isnt sinking in any help would be great
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Sorry, but I cannot deal with your case by PM - please ask questions in your own thread. If you do not get a reply within 48 hours send a PM, with a link to the relevant thread, to any Site Team Member.
DO NOT SEND QUESTIONS ABOUT YOUR CLAIM TO ADMIN, or our WEBMASTER - YOU WILL NOT RECEIVE A REPLY.
Advice given is purely my opinion, and is not based on any legal training.
Hi it was two unsecured personal loans which i took out in 2004 and yes i have all the paperwork and copies of the original agreements.I have managed to pay them of in full in september 2007 but am still amazed at the costs.
Click on the above link to place your order - payment by Paypal.
_________________________ _______
Sorry, but I cannot deal with your case by PM - please ask questions in your own thread. If you do not get a reply within 48 hours send a PM, with a link to the relevant thread, to any Site Team Member.
DO NOT SEND QUESTIONS ABOUT YOUR CLAIM TO ADMIN, or our WEBMASTER - YOU WILL NOT RECEIVE A REPLY.
Advice given is purely my opinion, and is not based on any legal training.
Thanks for the quick reply i was told i couldnt have the loans without it.They knew how desperate i was.first one says
amount of credit 2600 cash price for PPI 532.71
ammount of credit 532.71
APR 12.9% charge for credit 181.29
monthly repayments 58.68 total ammount payable 714.00
number of payments 60
also dont know if this matters but the date on it which i signed was 05/07/06 their signature is dated 10/05/06
second loan is
ammount of credit 2000.00 cost of ppi 438.32
apr 14.9% ammount of credit 438.32
monthly payments 60 total charge for credit174.28
monthly payments 60
dated 20/03/04
as you can see i am really not very good with a computer
Okay, so they were both front loaded and the total for PPI and interest was £1326.60. In which case you can claim the full amount, plus 8% p/a from the date of the agreement.
That will add in the region of £160 - but to work it out exactly use one of the bank charge spreadsheets (Bank Template Library) entering the date of charge as the date the agreement commenced.
Have a good read through the PPI stickies before you start as you will find a great deal of useful information.
Alan, Derby, UK.
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Click on the above link to place your order - payment by Paypal.
_________________________ _______
Sorry, but I cannot deal with your case by PM - please ask questions in your own thread. If you do not get a reply within 48 hours send a PM, with a link to the relevant thread, to any Site Team Member.
DO NOT SEND QUESTIONS ABOUT YOUR CLAIM TO ADMIN, or our WEBMASTER - YOU WILL NOT RECEIVE A REPLY.
Advice given is purely my opinion, and is not based on any legal training.
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