Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    honestbob Novitiate

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    Default Picture-ppi and bob - help appreciated!!

    Sorry to be a bit vague i,ve not quite started yet other than having rang picture to ask them to remove PPIicon from a settlement figure they are sending so i can re-mortgage and get them off my back. Had the loan for 18 mths and they have added a ridiculous amount to my loan in a single premium. WHATEVER THEY SAY I PROMISE THAT I DID NOT UNDERSTAND THIS TO BE THE CASE WHEN I ACCEPTED THE LOAN. I even discussed with the salesman that the loan may be repaid early and he informed me that this was common practice. This alone means i or anyone repaying early would not need a full term of over priced ppi. I will be diggging out the agreements this week. Any help or advice welcome. Thanks in advance.

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  2. #2
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    hellhasnofury Highly informative hellhasnofury Highly informative hellhasnofury Highly informative hellhasnofury Highly informative hellhasnofury Highly informative hellhasnofury Highly informative hellhasnofury Highly informative hellhasnofury's Avatar

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    Default Re: Picture-ppi and bob - help appreciated!!

    Quote Originally Posted by honestbob View Post
    Sorry to be a bit vague i,ve not quite started yet other than having rang picture to ask them to remove PPIicon from a settlement figure they are sending so i can re-mortgage and get them off my back. Had the loan for 18 mths and they have added a ridiculous amount to my loan in a single premium. WHATEVER THEY SAY I PROMISE THAT I DID NOT UNDERSTAND THIS TO BE THE CASE WHEN I ACCEPTED THE LOAN. I even discussed with the salesman that the loan may be repaid early and he informed me that this was common practice. This alone means i or anyone repaying early would not need a full term of over priced ppi. I will be diggging out the agreements this week. Any help or advice welcome. Thanks in advance.
    Hello HB and welcome to the forum,

    Miss-selling of ppi is also common practice.

    Dig out your agreements and come back to us, if you need help or advice

    Did they also charge you fees for repaying early?????

    If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW

  3. #3
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    Default Re: Picture-ppi and bob - help appreciated!!

    Thanks Hellhasnofury just got my settlement letter, they are asking for over 25k for a 20k loan, this is after about 14 mths. The loan was said to be no penalty for early repayment i am sending s.a.r monday let you know what transpires, will also ring them as i need to get this sorted i am re-mortgaging to clear up all debts if i pay full amount i will have to chase it later didn,t want that size mortgageicon but fingers crossed i can pay some off if i get PPIicon back. Can,t believe insurance is paid in a lump sum at conception its totally immoral and should be illegal



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE