Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I went in on the 3rd of January to open a royalties account with a £500 OD which went all fine, they asked me questions, I answered etc.
I have reached the OD limit but haven't gone over it and I have been told that on the 4th January when my highline card and cheque book were requested. The cheque book wasn't authorised. They said they are going to investigate and might be be because no money has been put in the account yet, but I don't want to start paying in my salary until I have my card pin number and my cheque book.
Can anyone offer some advice as to why my cheque book may have been declined if it has.
When I signed the agreement papers it said nothing about their being any problem with chequebooks and paying in.
P.S
ONe thing to note is that I have a £1300 debt with BofS which is beacuse of using my cheque book too much, but surely they can't see that with a credit cheque and I answered all the questions RBS asked me truthfully
Update: RBS customer care team now tell me a cheque book was despatched so very confused. They have ordered me another one incase the first one decides not to turn up!
Declined Chequebook (royalties account)
asked me truthfully
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