Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I have had partial settlements on two Barclaycard accounts and have raised court action on both but havent got the court dates through yet.
If you are happy with the advice i have given please click the scales of justice above and give me a vote!! Thanks.
Advice & opinions given by Woolfie are my own, and are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
Barclaycard 1- £520 claimed – settled
Barclaycard 2- £435 claimed - sett;ed
RBOS 1 £190 claimed - settled
RBOS 2 £6500 claimed initial letter sent 26/6/6
EGG £300 claimed – LBA sent 22nd June
Capital 1 £200 claimed – settled
Forgive me if this has been asked recently, I keep checking this forum regularly but so far havent seen any settled cases?
Where has the most advance claims got to? has a court date been set?
many thanks
Well according to the survey results almost 15 grand has already been refunded by Barclaycard !!
The overall total BTW is fast approaching £1m though as keeps being pointed out is believed to be much more than this already....
If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.Private message facilities are offered for users to communicate issues that are/or could be seen to be inappropriate for posting on the main forum.Site rules explain this in more detail.If you are approached by private message with a view to asking you to visit another website,please inform the site team via the report icon. Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed. Donations help CAG to help YOU Click here
average stage at which charges have been returned is stage 1
very good compared to Halifax customers (stage 3)
looking at the results of the survey the Halifax refunds account for almost 25% of all the refunds put together as it stands at the moment 222.000+
interesting reading go have a look !!
If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.Private message facilities are offered for users to communicate issues that are/or could be seen to be inappropriate for posting on the main forum.Site rules explain this in more detail.If you are approached by private message with a view to asking you to visit another website,please inform the site team via the report icon. Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed. Donations help CAG to help YOU Click here
Barclaycard has entered a defence for my claim of £40. I'm prepared to go to court but will be very surprised if I do due to the small amount I'm claiming. Guess it's scare tactics but having already taken Halifax and Capital One I'm not going to start backing down now!
Guess they think they will need the 40 quid after they have paid out everyone ha ha.
Yes 2 down and you know what they say ..............3rd time lucky too.
40 quid is 40 quid whichever way you look at it !!
If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.Private message facilities are offered for users to communicate issues that are/or could be seen to be inappropriate for posting on the main forum.Site rules explain this in more detail.If you are approached by private message with a view to asking you to visit another website,please inform the site team via the report icon. Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed. Donations help CAG to help YOU Click here
Barclaycard has entered a defence for my claim of £40. I'm prepared to go to court but will be very surprised if I do due to the small amount I'm claiming. Guess it's scare tactics but having already taken Halifax and Capital One I'm not going to start backing down now!
Good point IF you cant find this info lets ask everyone.
There is no obligation to sign a conf agreement in fact I have seen lots of posts advising against doing so.
Any settled Barclays claims want to throw some light on this ?
If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.Private message facilities are offered for users to communicate issues that are/or could be seen to be inappropriate for posting on the main forum.Site rules explain this in more detail.If you are approached by private message with a view to asking you to visit another website,please inform the site team via the report icon. Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed. Donations help CAG to help YOU Click here
It seems to me that the majority of the posts in this forum are discussing their inability to access the correct DPA info from Barclaycard, and it seems to be taking a long time time to clear them up. Of those that do take them to court, they do seem to be filing defenses and getting courts allocated.
I wonder if the lack of settled cases is due to the number of claims being delayed and therefore less being at the court stage than other forums?
I also wonder whether the recent change of their fees to £12, and the number of defenses entered that they may be considering attending court and using the OFT guidance as a defence?
Will have to wait and see I guess. I have started proceedings, and they have until next Monday to reply. I know that there is someone on here that has a court date set for 1/9/06, it would be interesting to know whether there are any earlier...
looking at the survey results again barclaycard have moved from stage 1 to stage 2......looks like they have changed tac slightly.
They are still showing as having the least claims after virgin.
Considering the size of their operations (and remember that it was Barclaycard that first issued credit cards in the UK ) its a bit of a mystery as to why the survey figures are so low.
I am more inclined to think there are reasons for this..........reasons maybe that we wont be hearing about........at least for the moment.
If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.Private message facilities are offered for users to communicate issues that are/or could be seen to be inappropriate for posting on the main forum.Site rules explain this in more detail.If you are approached by private message with a view to asking you to visit another website,please inform the site team via the report icon. Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed. Donations help CAG to help YOU Click here
On further reflection barry I just realised that the link you posted is for Barclays cases and not barclaycard, I particular wouldnt if anyone has a court date set gainst them as they seem to be a tough nut to crack.
I have just had a look on another site.........which has some prominence.
On the settled claims there is an e mail.
The person says he was asked to sign a confidentiality clause as were all his family!
They paid out in full for over 4k.
He will only state that the bank is a big high street one.
By a very strange coincedence there appears to be a certain name missing from all the other settled claims who have posted details.
I dont think you need any guesses.but what follows A and comes before C?
Looks like this answers in some way a question a lot of people are asking.
If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.Private message facilities are offered for users to communicate issues that are/or could be seen to be inappropriate for posting on the main forum.Site rules explain this in more detail.If you are approached by private message with a view to asking you to visit another website,please inform the site team via the report icon. Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed. Donations help CAG to help YOU Click here
The person says he was asked to sign a confidentiality clause as were all his family!
Hi there, whats the legal standing if you are 'asked' to sign a confidentiality agreement?
Can you refuse but still claim the money back or can a court force you and whoever to sign it?
If you can refuse to sign it, will the bank (or whoever you are suing) get you in other ways such as closing your account or raising overdraft interest rates etc?
Hi there, whats the legal standing if you are 'asked' to sign a confidentiality agreement?
Can you refuse but still claim the money back or can a court force you and whoever to sign it?
If you can refuse to sign it, will the bank (or whoever you are suing) get you in other ways such as closing your account or raising overdraft interest rates etc?
Cheers
C
There is no legal obligation to sign.........its entirely up to you to agree or decline.
Ive not heard of anyone not getting the money after refusing.
In fact I have heard it hinted you could agree additional compensation as a condition of signing........though the bank has no legal obligation to agree.
The confidentiality clause would though prevent you from disclosing any information about the case......if you breached the agreement later you could end up paying your claim money back and more besides for breaking a legally binding document.
Your family may also be called to make the same undertaking.
So its up to you.
If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.Private message facilities are offered for users to communicate issues that are/or could be seen to be inappropriate for posting on the main forum.Site rules explain this in more detail.If you are approached by private message with a view to asking you to visit another website,please inform the site team via the report icon. Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed. Donations help CAG to help YOU Click here