Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

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  1. #1
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    Default Any settled cases

    Forgive me if this has been asked recently, I keep checking this forum regularly but so far havent seen any settled cases?

    Where has the most advance claims got to? has a court date been set?

    many thanks

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  2. #2
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    Default Re: Any settled cases

    I have had partial settlements on two Barclaycard accounts and have raised court action on both but havent got the court dates through yet.

    If you are happy with the advice i have given please click the scales of justice above and give me a vote!! Thanks.

    Advice & opinions given by Woolfie are my own, and are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.




    Barclaycard 1- £520 claimed – settled
    Barclaycard 2- £435 claimed - sett;ed
    RBOS 1 £190 claimed - settled
    RBOS 2 £6500 claimed initial letter sent 26/6/6
    EGG £300 claimed – LBA sent 22nd June
    Capital 1 £200 claimed – settled

  3. #3
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    Default Re: Any settled cases

    Quote Originally Posted by maestro451
    Forgive me if this has been asked recently, I keep checking this forum regularly but so far havent seen any settled cases?

    Where has the most advance claims got to? has a court date been set?

    many thanks
    Well according to the survey results almost 15 grand has already been refunded by Barclaycard !!

    The overall total BTW is fast approaching £1m though as keeps being pointed out is believed to be much more than this already....



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  4. #4
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    Default Re: Any settled cases

    average stage at which charges have been returned is stage 1

    very good compared to Halifaxicon customers (stage 3)
    looking at the results of the survey the Halifax refunds account for almost 25% of all the refunds put together as it stands at the moment 222.000+

    interesting reading go have a look !!

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  5. #5
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    Default Re: Any settled cases

    Barclaycard has entered a defence for my claim of £40. I'm prepared to go to court but will be very surprised if I do due to the small amount I'm claiming. Guess it's scare tactics but having already taken Halifaxicon and Capital Oneicon I'm not going to start backing down now!

    Here's my thread:
    http://www.consumeractiongroup.co.uk...rclaycard.html


  6. #6
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    Default Re: Any settled cases

    Guess they think they will need the 40 quid after they have paid out everyone ha ha.



    Yes 2 down and you know what they say ..............3rd time lucky too.


    40 quid is 40 quid whichever way you look at it !!



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  7. #7
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    Default Re: Any settled cases

    Quote Originally Posted by hannanshah
    Barclaycard has entered a defence for my claim of £40. I'm prepared to go to court but will be very surprised if I do due to the small amount I'm claiming. Guess it's scare tactics but having already taken Halifaxicon and Capital Oneicon I'm not going to start backing down now!

    Here's my thread:
    http://www.consumeractiongroup.co.uk...rclaycard.html
    Maybe they've added a few extra zeros by mistake ;-)


  8. #8
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    Default Re: Any settled cases

    I realsie that they the survey results indicate they are returning money but are these patial or full refunds?

    I have yet to see a thread in which someone has stated that they have had a settlement or havent seen a settled case in the litigation section.

    Is this because people are signing a confidentiality agreement or because we havent got to the stage where they have settled yet?


  9. #9
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    Default Re: Any settled cases

    Good point IF you cant find this info lets ask everyone.

    There is no obligation to sign a conf agreement in fact I have seen lots of posts advising against doing so.


    Any settled Barclaysicon claims want to throw some light on this ?



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  10. #10
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    Default Re: Any settled cases

    It seems to me that the majority of the posts in this forum are discussing their inability to access the correct DPA info from Barclaycard, and it seems to be taking a long time time to clear them up. Of those that do take them to court, they do seem to be filing defenses and getting courts allocated.

    I wonder if the lack of settled cases is due to the number of claims being delayed and therefore less being at the court stage than other forums?

    I also wonder whether the recent change of their fees to £12, and the number of defenses entered that they may be considering attending court and using the OFT guidance as a defence?

    Will have to wait and see I guess. I have started proceedings, and they have until next Monday to reply. I know that there is someone on here that has a court date set for 1/9/06, it would be interesting to know whether there are any earlier...

    Lelole

    EDIT: spoke to soon, I've had an acknowledgement.


  11. #11
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    Default Re: Any settled cases

    Just to bump up, has anyone got a court date yet?


  12. #12
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    Default Re: Any settled cases

    looking at the survey results again barclaycard have moved from stage 1 to stage 2......looks like they have changed tac slightly.
    They are still showing as having the least claims after virgin.
    Considering the size of their operations (and remember that it was Barclaycard that first issued credit cards in the UK ) its a bit of a mystery as to why the survey figures are so low.
    I am more inclined to think there are reasons for this..........reasons maybe that we wont be hearing about........at least for the moment.




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  13. #13
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    Default Re: Any settled cases

    There's quite a lot of us with court dates now.

    See the link below:

    http://www.consumeractiongroup.co.uk...urt-dates.html

    Baz


  14. #14
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    Default Re: Any settled cases

    cheers barry, that link is great


  15. #15
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    Default Re: Any settled cases

    On further reflection barry I just realised that the link you posted is for Barclaysicon cases and not barclaycard, I particular wouldnt if anyone has a court date set gainst them as they seem to be a tough nut to crack.


  16. #16
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    Default Re: Any settled cases

    I have just had a look on another site.........which has some prominence.
    On the settled claims there is an e mail.
    The person says he was asked to sign a confidentiality clause as were all his family!
    They paid out in full for over 4k.

    He will only state that the bank is a big high street one.
    By a very strange coincedence there appears to be a certain name missing from all the other settled claims who have posted details.

    I dont think you need any guesses.but what follows A and comes before C?

    Looks like this answers in some way a question a lot of people are asking.



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  17. #17
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    Default Re: Any settled cases

    The person says he was asked to sign a confidentiality clause as were all his family!
    Hi there, whats the legal standing if you are 'asked' to sign a confidentiality agreement?

    Can you refuse but still claim the money back or can a court force you and whoever to sign it?

    If you can refuse to sign it, will the bank (or whoever you are suing) get you in other ways such as closing your account or raising overdrafticon interest rates etc?

    Cheers
    C


  18. #18
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    Default Re: Any settled cases

    Quote Originally Posted by Cpt Black
    Hi there, whats the legal standing if you are 'asked' to sign a confidentiality agreement?

    Can you refuse but still claim the money back or can a court force you and whoever to sign it?

    If you can refuse to sign it, will the bank (or whoever you are suing) get you in other ways such as closing your account or raising overdrafticon interest rates etc?

    Cheers
    C
    There is no legal obligation to sign.........its entirely up to you to agree or decline.
    Ive not heard of anyone not getting the money after refusing.

    In fact I have heard it hinted you could agree additional compensation as a condition of signing........though the bank has no legal obligation to agree.

    The confidentiality clause would though prevent you from disclosing any information about the case......if you breached the agreement later you could end up paying your claim money back and more besides for breaking a legally binding document.
    Your family may also be called to make the same undertaking.

    So its up to you.

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