Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Sparklez30 Novitiate

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    Default Question about court interest

    Hi, I'm fairly new but have been reading lots over the past few weeks. I have a question about interesticon which I can't find the answer to (although its probably somewhere here and I'm just missing it).

    If you submit a claim to court for bank charges and then it is stayed (as most seem to be) will the 8% interest be calculated as at the date you win the court case even if it is years down the line. for example if I have some charges that are 6 yearsicon old and the test case takes 1 year to complete and then I win my case would the interest be 8% for 7 years on the old charges?

    Hope that makes sense?

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  2. #2
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    Default Re: Question about court interest

    You have got the hang of it. interesticon continues to accrue during the stay period.

    If I have been helpful please click on my star and add a comment.

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    Default Re: Question about court interest

    Just had to check. Thank you for the very quick response


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    Default Re: Question about court interest

    sorry i dont want to start another thread but i have another quick question.

    can you use a S.A.R request to request the bank sends details of when your bank account was opened, to get a copy of the signd contract, to get a copy of the t&c's active as at the time the account was opened (as i opened my account at least 12 years ago and have none of this info?)

    also are you allowed to make moe than 1 request as I already S.A.R - (Subject access requesticon) to get my bank statements going back 6 yearsicon?


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    Default Re: Question about court interest

    You really should start a thread in your own banks forum.

    You can ask in a SARicon for terms etc, but I have never heard of a bank providing this information. You will find some terms here.

    What wording did you use in your original SARicon? If you used the letter from this site that would include all statements and you then need to write a letter requesting that they fully comply and provide all the pre 6 yearsicon statements. See here for letters.

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    Default Re: Question about court interest

    Sorry as this was a general sort of enquiry I thought I would just add it to this post so as not to start threads all over the place.

    I've started my own thread here on your advice

    http://www.consumeractiongroup.co.uk...ml#post1326014

    Thanks in advance


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    Default Re: Question about court interest

    No need to apologise, I will pop over and have a look at your new thread.

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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE