Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

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Thread: offers

  1. #1
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    Default offers

    I am just about to file my claim against Halifaxicon (1700)
    i received a secound offer on saturday of £498, the first was £158,
    do the courts frown on claimants who turn down offers? if so at what point is it deemed acceptable?
    is there any point continuing this back and forth negotiation with them or just post the claim?
    any advice gratefully received!

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  2. #2
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    Default Re: offers

    Just post the claim.. unless of course you want to give them £1200 of your money?

    Just the FAQ’s ma'am. Please read 'em thoroughly before jumping in. Cheers

    Find all the letters under the rainbow here

    Being a man, I am always right (however I will make no admission of liability if you have misinterpreted my instructions!! ) If you are in any doubt, then consult a professional. All opinions offered on this site are just that, and should not be taken as legal advice.

    Halifax - £1400 reclaimed. Now on a crusade to help others!

  3. #3
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    Default Re: offers

    I didnt have any intention of accepting their offer just wondered if it was worth keep negotiating or go straight to claim and wether the courts looked unfavourably on claimants who refused offers and negotiation.


  4. #4
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    Default Re: offers

    if they made you an offer before the lbaicon stage you state you will accept the £X offered as partial payment but will be persuing the full balance,

    if nothing enters your account before the LBA 14 days is up - procede with the claim in full

    Halifax Credit Card - £408.16 - Settled in FULL 26/6/06
    Halifax Loans - £397.97 - Settled in FULL 25/8/06
    GE Money Topman £216.75 - SETTLED IN FULL
    Marbles LBA - £475.00 - £250 Offered
    Halifax Current Account LBA - SETTLED IN FULL
    Yorkshire Bank Current Accounts £2271.77 - Issued 30/6/06 - Default Judgement Issued - Warrant of Execution Requested
    Capital One - LBA - £88 Knocked of Balance
    Egg PPI - LBA

  5. #5
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    Default Re: offers

    Quote Originally Posted by IVANHOE
    I didnt have any intention of accepting their offer just wondered if it was worth keep negotiating or go straight to claim and wether the courts looked unfavourably on claimants who refused offers and negotiation.
    Well if they had made a sensible offer then it might be something to think about. Ask yourself what you want to achieve from this... do you want the full amount or are you happy to keep trying to negotiate? If the former...then look around the forum my friend.. the chances are better than average.. if the latter then be prepared to drag this out forever because they're not going to offer up to the amount you want.

    It is entirely up to you whether you accept this offer as an interim payment and pursue the rest but it's not essential either way. Myself... I prefered to pursue the full amount from the start and not accept part payments here and there.

    Just the FAQ’s ma'am. Please read 'em thoroughly before jumping in. Cheers

    Find all the letters under the rainbow here

    Being a man, I am always right (however I will make no admission of liability if you have misinterpreted my instructions!! ) If you are in any doubt, then consult a professional. All opinions offered on this site are just that, and should not be taken as legal advice.

    Halifax - £1400 reclaimed. Now on a crusade to help others!

  6. #6
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    Cool Re: offers

    recieved letter from Halifaxicon today

    SETTLED IN FULL!!!! ANOTHER DRAGON SLAYED
    £2126

    Says it would cost them too much to defend.
    been a slog but worth it!!



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE