Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

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  1. 8th January 2008 19:55 #1
    insomnia6998 insomnia6998 is offline
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    Unhappy lloyds loan and PPI advice please

    i had a loan for 1000 for paying off bills from my bank (Lloydsicon) and took out PPI. I was notified approx 28 days later that i was going to be made redundant i continued to make loan and PPI repayments approximately 2 months after my redundancyicon, i then applied for my loan to be paid with the PPI but i was told that they wont pay as i was told i was being made redundant within the 30 day period so would not be covered. Is this correct ? and does it make a difference legally if you take loans out and PPI via online banking. Im just waiting for bailiffsicon at my door on this issue! I did write saying that when they investigate my unlawful bank charges i will work with them to resolve this issue.. haven't heard a thing for months !! Perhaps they owe me more than i owe them!

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  2. 8th January 2008 22:35 #2
    alanfromderby alanfromderby is offline
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    Default Re: lloyds loan and PPI advice please

    If you were led to believe the policy would cover you for redundancyicon, and it transpires that it was not, then it was missold. Have a good read through the stickies at the top of the PPIicon forum - you will find a great deal of information.

    You say that you are expecting bailiffsicon - without a CCJ they cannot send bailiffsicon, and if they threaten such they are breaking the law. If it is being handled by a debt collectionicon Agency, it may be worth having a look at the DCA forum as well.

    Alan, Derby, UK.



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  3. 10th January 2008 00:10 #3
    insomnia6998 insomnia6998 is offline
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    Default Re: lloyds loan and PPI advice please

    ok thanks for reply, will check them out

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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE