Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default PPI Terms and Conditions Help please

    Hi Folks I'm new here, just returned from the war with the Banks over penalty charges, and I won 100% +
    But now I have a big problem trying to get my PPIicon terms and conditionsicon from - Barclaycard opened Acc Sept 2001. also Littlewoods which is in fact Barclay card as well opened Acc Nov 2002
    Does any one have or know were I can get copies that were relavant at the time?
    I am still seeking these through the usual channells ie. ICO etc.
    Can any one be of help please?

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  2. #2
    Site Team alanfromderby has disabled reputation alanfromderby's Avatar

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    Default Re: PPI Terms and Conditions Help please

    They should be able to tell you what the insurance company was - you may then be able to get a copy directly from them. Have you got any other documents?

    Alan, Derby, UK.



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  3. #3
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    Default Re: PPI Terms and Conditions Help please

    I have all my statements left over from Penalty Charges
    I now Know that "Littlewoods Cards" use their name as an alias for Barclaycard. Who, are ultimately Barclaysicon Bank PLC when taken to Court.
    I have witten to both twice (October and December last year 2007)
    I informed the ICO in December 2007 that both have failed to provide me the T/Cs of my PPIicon
    I sent requests 2nd Jan 2008 under the legislation contained within s.78 (1) Consumer Credit Act 1974 (s.78 (1). and included the statatory £1.00 fee
    In December my Littlewoods Account was transfered to Carbot debt collectionicon Agency as I am on a dmpicon
    I have contacted Carbot who although are DEBT COLLECTERS seem very amicable and helpful more than can be said for the anking Businesses
    It now seems I have to deal with Carbot who then forward my request to
    Littlewoods/Barclaycard/ They want me to send them the DPA £10 fee
    What should I do now to get my PPI T/Cs
    Argos Cards and Argos LOANS have refunded my Insurance premiums + interesticon, as I was Ineligible to sold the Insurace as I was not Paying National Insurance Contributions as I was exempt as I was/am on a low Income, once I had provided them with the evidence they checked with Inland Revenue and paid straight away.
    All I want is my T/Cs
    Thanks for reply



  4. #4
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    Default Re: PPI Terms and Conditions Help please

    I think probably the Information Commissioner is your best bet at the moment - although, if you have not sent a full Data Protection Act Request they will probably stall as much as they can.

    Alan, Derby, UK.



    PLEASE HELP US TO KEEP THIS SITE RUNNING
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    Or you may wish to buy one of these great resources:




    Postage £1.50 - Delivery in the UK only.
    Click on the above link to place your order - payment by Paypal.

    _________________________ _______

    Sorry, but I cannot deal with your case by PM - please ask questions in your own thread. If you do not get a reply within 48 hours send a PM, with a link to the relevant thread, to any Site Team Member.

    DO NOT SEND QUESTIONS ABOUT YOUR CLAIM TO ADMIN, or our WEBMASTER - YOU WILL NOT RECEIVE A REPLY.

    Advice given is purely my opinion, and is not based on any legal training.


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE