Thread: PPI refunds and late payment mark removals

Basically if my loans been 1 month in arrears for about 12 months, all be it agreed and ive made a payment every month £607 so on my credit record it shows 1 in arrears, I cant and could not afford and extra payment to clear this 1 arrear but will pay it at the end as an extra month. If (should say when as i'm self employed and my PPI is useless) I get a refund of £1900 + interest would I have grounds to get those late marks removed?. Sorry if this is a bit dum but it doesnt take a genius mathmatician to work out that what theyve taken from me in ppi is 3 times my arrears + theres about £800 late/letter charges which i'm going to claim back in 2 months when the loans finished. Theres no default but these still look pretty ugly on my record as theres about 15 over the length of the loan and it would be really nice to get rid of them and i'm just curious so anyone in the know it would be interesting to hear.

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Cheers, well ive sent the second PPI letter so hopefully that will be settled soon but i'll certainly try and get them removed when I try and claim the charges back.