Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default Now I'm ready to act

    I have started this thread for my boyfriend who has enlisted my help in getting his bank charges back.

    We posted the DPA several weeks back and RBSicon didn't even aknowledge his letter they just sent a bundle of statement, with a covering "as requested letter". Cusotmer service at it's best NOT.

    So we (the royal we) are going through and totaling up to insert into the Prem letter.

    Lets hope their customer service improves.

    Similar Threads:
    Me - Nationwide: Total Claimed £740.06 inc court costs
    Prem posted 09/06/06, LBA sent 27/06/06
    Claim Issued 08/08/06
    Partial Refund 18/08/06



    My Fella - RBS Total Claimed:£671.75
    Prem Posted 30/06/06, Prem posted to branch 26/07/06
    LBA sent 18 Aug - Moneyclaim due 01/09/06

  2. #2
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    Default Re: Now I'm ready to act

    Good luck! I didn't get a letter from RBSicon either- not even the "as requested letter" you mention.

    RBS:
    Data Protection Act request sent 6/6/06
    Prelim sent 23/6/06 - no response
    LBA sent 10/7/06

  3. #3
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    Default Re: Now I'm ready to act

    My bank statements arrived in a torn envelope- I assumed the 'with compliments' slip must have fallen out! Aye right!
    Anyone get the feeling that there's a wee man/woman at bank HQ or wherever, getting heartily sick of printing and posting millions of copies of bank statements.


  4. #4
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    Default Here we go!!!

    I too have just received a historical print out of my account...however I just asked the nice man at my branch of RBSicon if he could arrange it...and he did!! No charge...presumably done out of the goodness of their hearts!! So far the back dated charges amount to over £4,000!!!

    However, at the moment trying to get back charges for June that sparked all this off, for us. Initially they wanted us to sign a dislaimer to say we would accept this refund as Full and finalicon settlement and would not seek to reclaim charges made prior to June!!! What a cheek!!! Told them, would accept as an interim payment, but would be considering whether to re-claim charges made on my account over the last 6 yearsicon, as entitled to do so. It is amazing that the banks have been allowed to get away with this for so long.

    Pity there isn't a bank out there that wants to conduct its business fairly...I am sure there would be a whole lot of people moving their accounts if there was!!

    Will keep the forum updated as things progress. Good luck to everyone else.


  5. #5
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    Default Re: Now I'm ready to act

    Hi Guys, I'm back been a bit frantic on the home front - My fella's total comes to £671.75 to say he was shocked was an understatement. Post the Prem letter on Friday 30th and now we wait for a response.

    Me - Nationwide: Total Claimed £740.06 inc court costs
    Prem posted 09/06/06, LBA sent 27/06/06
    Claim Issued 08/08/06
    Partial Refund 18/08/06



    My Fella - RBS Total Claimed:£671.75
    Prem Posted 30/06/06, Prem posted to branch 26/07/06
    LBA sent 18 Aug - Moneyclaim due 01/09/06

  6. #6
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    Red face It this a stalling tatic

    Today my boyfriend got a response from (get this) "Natwesticon" re his prem letter about his a/c with "Royal Bank of Scotlandicon". saying "I have not been able to trace an a/c in your name.... not a vaild Natwest sort code" Duh! obviously because it's a RBOS a/c.

    His Prem letter was addressed to Stuart Higley, Customer Relations at RBOS, National Westminster Hse, 225 Shenley Road, Borehamwood, WD6 1TE. And the reply from NatWEST is from ... yep Stuart Higley.

    Can someone enlighten me?? Should I resend the letter to Mr Higley and point out again that it is under RBOS or should I sent it elsewhere.

    Grateful for any advice!!

    Me - Nationwide: Total Claimed £740.06 inc court costs
    Prem posted 09/06/06, LBA sent 27/06/06
    Claim Issued 08/08/06
    Partial Refund 18/08/06



    My Fella - RBS Total Claimed:£671.75
    Prem Posted 30/06/06, Prem posted to branch 26/07/06
    LBA sent 18 Aug - Moneyclaim due 01/09/06

  7. #7
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    Default Re: Now I'm ready to act

    I'd be tempted to send a copy of your original letter, along with his respose to your local branch - oh, and remind them of that ticking clock..!

    Good luck, keep us posted

    ** I AM NOT A LAWYER, PLEASE CONSULT A QUALIFIED PROFESSIONAL IF YOU ARE IN ANY DOUBT **

    I have successfully claimed against: "MBNA, Capital One, Bank of Scotland & Clydesdale Bank"

    The Consumer Action Group is a Self-Help website, Moderators & Site Helpers offer advice on a voluntary basis. Please spend time reading the FAQ's, and other cases relating to your bank before starting your own claim

  8. #8
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    Default Re: It this a stalling tatic

    Quote Originally Posted by Less Stress

    Can someone enlighten me?? Should I resend the letter to Mr Higley and point out again that it is under RBOS or should I sent it elsewhere.

    Grateful for any advice!!
    To be honest I would send al correspondence to the branch directly. They will prob send a 'sod off' letter back, then send the lbaicon, again to the branch. This was my approach and it has now been forwarded to Custome Relations Dept.

    Hope this helps.

    Royal Bank of Scotland
    24/05/06 - Requested 6 years of Statements - Received 09/06/06
    12/06/06 - Initial letter sent requesting refund - Response received 21/06/06 - 'Sod Off.....'
    27/06/06 - LBA Sent - 31/07/06 - Response received 31/07/06 - 'Sod Off....'
    01/09/06 - Claim Submitted - 04/09/06 - Claim Issued to RBS.

  9. #9
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    Default Re: Now I'm ready to act

    Thanks for the advice guys, I have sent a coveing letter to the branch and included all the letters received, so now waiting for a reply - form any one. But I think I will send the lbaicon to the branch too.

    Cheers

    Me - Nationwide: Total Claimed £740.06 inc court costs
    Prem posted 09/06/06, LBA sent 27/06/06
    Claim Issued 08/08/06
    Partial Refund 18/08/06



    My Fella - RBS Total Claimed:£671.75
    Prem Posted 30/06/06, Prem posted to branch 26/07/06
    LBA sent 18 Aug - Moneyclaim due 01/09/06


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