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    • I'm not sure we were on standard tariffs - I've uploaded as many proofs as I can for the ombudsman - ovo called last night uping the compensation to 100 from 50 pounds for the slip in customer service however they won't acknowledge the the problem them not acknowledging a fault has caused nor are they willing to remedy anything as they won't accept the meter or formula was wrong.   I'd appreciate more details on the economy 7 approach and I'll update the ombudsman with any information you can share. 
    • To re-iterate and highlight my urgent question on this one: The N24 from the court did not include any instructions to submit paperwork 28 days before the date, unlike the N157 received for other smaller claims. Do I have to submit a WS for this court date? Link has!...
    • No, reading the guidance online it says to wait for a letter from the court. Should I wait or submit the directions? BTW, I assume that the directions are a longer version of the particular of claim accompanied by evidence, correct?
    • Thanks for opening, it's been another rough year for my family and I've procastinated a little.. Due to the age of my defaults on this and other accounts (circa 2021), I really need to avoid a CCJ as that will be another 6 years of credit issues. Mediation failed as I played the 'not enough info to make a decision' however during the call for some reason they did offer settlement at 80%, I refused. this has been allocated to small claims track, court date is June 3 and I've received their WS. I'm starting on my WS. They do appear to have provided everything required of them (even if docs could be reconstructions). Not really sure what my argument is anymore but I do want to attend court and see this through. Should a judgement be made against me then I will clear the balance within 30 days and have the CCJ removed - this is still possible isn't it? I'm going to be reading up today and tomorrow and hope you can provide me some guidance in the meantime. Wonder what your advice would be given the documents they have provided? I am now in a position to clear the debt either by lump sum or a few large installments - Is this something i should look into at this late stage? Thanks as always in advance
    • I have now received my SAR. It includes a great deal of information! Is there a time limit on how long account information is kept and/or can be provided to debtors? I have received many account statements which were not previously sent to me. I remember that the creditor should provide explanations of any acronyms and abbreviations that maybe used in the documents. Is this still the case? Also what, if any, are the regulations in regard to adding fees to a debt? Can fees be added to a debt after the court has approved a charge on a property. Perhaps due to the numerous owners of the debt, many payments I made were not properly recorded on the account, some were entered over a year after the payment was made! Following the Legal Charge, I paid every month until my payments were refused. I am trying to compute the over payments, but the addition of fees etc. is confusing me. Any comments and/or help would be appreciated.
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Public transport


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BBC NEWS | UK | Tales of train travel misery

 

 

The normal approach of public transport companies is to offer apologies - and if pressed, to offer travel vouchers.

 

You can do better than this and if they won't pay you cash compensation then there is a county court near you which will force them to do so.

 

If you want to see a real change in transport services then the only way is to make it expensive for them to provide poor services.

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During London Overground's Planned Engineering works 20/02/10 to 31/05/10 Gospel Oak to Stratford line will be closed. My friend travels to work from Clapham Junction to Canonbury. The closer will add 60minutes onto his journey both ways. So we looked on the TfL website for help. They say oyster travelcards zone 2-6 (any zones that don't have zone 1) can travel into zone 1 will get charged but should receive a refund auto within 7days. Rubbish! This will never happen and yet paper travelcard holders will not be charged, as the ticket gates have no idea that a traveller has infact pasted zone 1. This is a total mess and TfL will make money out of people that are scared of being fined £50 for not having zone 1. DON'T put up with this - Complain to The Mayor of London & Tfl Also write to Revenue of Tfl at 55 Broadway, London, SW1H 0BD.

Letter I sent to London Overground customer services & Revenue on 22/02/10;

Dear Sir/Madam,

I am writing to you about the miss information on the closer of the Overground and the fact the oyster card website and staff don't seam to know if travelcard holders of zones 2-6 can pass through zone 1 without being charged or given a fine if meeting a revenue officer. It looks as if this miss information is just another way of forcing customers to pay the extra for zone 1. I have therefore stopped using oyster altogether and have gone back to using a paper travelcard to avoid any extra charges and the inconvenience of waiting 7days for refunds which may never materialise! Then having to waste my time+money calling oyster helpline and being told I can't get a refund when I should have!

Please inform all departments appropriately (including revenue)

------------------------ ***I will post there reply as soon as I receive it!***

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