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Report to establish cause of drainage problem


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Had a hole that has appeared in the path outside - it appears to be linked to drainage problems. Insurance company loss asessor is now asking me to provide a report from a drainage expert to show the cause of the damage

 

I have been quoted from £45 (local plumber) to £650 (drainage specialist company) for a report - Do I have to pay for this first

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If u want someone to come out and do some work for you then yes you should pay for it first. If the report then reveals that the problem is something for which you are insured then your insurance co should re-imburse you your expenses less any excess.

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I am not legally trained or qualified, any advice i offer is gleaned from experience and general knowledge, if you are still unsure after receiving advice please seek legal advice.

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  • 2 weeks later...

Hi - got a report back from an independant contractor who states the gully drains have been damaged causing water to wash away soil and cause the soil pipe to collapse away leading to the footpath sinking, he further stated it was on a busy footpath and restricting access therefore needed to be dealt with as matter of urgency. I forwarded the report to them straight away and several days later

 

The adjuster appointed by the insurance company ADVENT has written back stating the insurance company can be of no financial assistance unless the contractor can state precisely what the cause of the damage was and they can then review to see if it is an insured peril.

 

I have complained to my broker who states its surprisising because Advent are usually pretty good -

 

I feel a complaint is in order but just dont know exactly what to put in

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