Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Also like to wish the DCA's a miserable, stressful and financially painful 2008
Yes I also would like to wish all my creditors and their agents the worst possible Christmas and a truely financialy crippling New Year.
But may all you fellow CAG'ers enjoy the festive season to the full and may the New Year bring good health and prosperity to you all.
Many many thanks for all the help and advice the good people of this forum have given me over the last few months, long may it continue.
Penalty Charges: A RIP OFF DCA Business Practices: A JOKE DCA Collection Methods: PRICELESS For everything else there is "CAG"
Capital One - No CCA Mint - Invalid Default Notice Monument - Pro-rata payment accepted MBNA/A&L - Invalid Default Notice - No CCA - Sold to Cabot/now Clarity-Robbingson Way Barclay Mastercard - NO CCA - Sold 1st Credit/ gone dead Barclay Visa - NO CCA- sold Lowells/MH on it
EmpireStores - Droyds - CEASED COLLECTION - NO CCA Grattan PLC - CEASED COLLECTION - NO CCA - sold to Lowells. Dead in the water
Littlewoods - No CCA - 3 DCA's (returned OC again) Littlewoods Direct - No CCA Fashion World - JD Williams - No CCA The Show Tailor - JD Williams - No CCA Abrose Wilson - JD Williams - No CCA Studio - No CCA - 3 DCA's (account returned OC) GUS - No CCA - 4 DCA's (account returned OC)
Merry Christmas and an awesome New Year to all CAGers
I won't demean myself by saying what I wish for the DCAs but I'm sure OFT has a lovely New Year surprise for them
"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.
Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.
If you do PM, make sure to include a link to your thread as I don't give out advice in private BB 13 - DCAs/banks and solicitors 0.
I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...
<--- If you feel I've helped, please twinkle my star
Merry Christmas and a Happy New year to everyone!
And, like Scrooge, the DCAs would all feel much better if they spread the seasons goodwill by writing off all the debt!
*BB sits on santa's lap and asks for newborn's Christmas wish*
"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.
Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.
If you do PM, make sure to include a link to your thread as I don't give out advice in private BB 13 - DCAs/banks and solicitors 0.
I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...
<--- If you feel I've helped, please twinkle my star
Just to wish everyone on this forum a Merry Chistmas and a Happy stress free New Year. Thanks for the advice
Also like to wish the DCA's a miserable, stressful and financially painful 2008
Echo that MB, to everyone here. xx
I hope that the DCAs that sometimes 'haunt' the forum might have a rethink about the job they're in. Hope they have a 'Scrooge Moment'. And look for something better to do with their lives next year.
Well, we live in hope!
We will not be intimidated.
'The pen is mightier than the sword'. Petition to Outlaw Debt Sale and Purchase
- can't read/post much as eye strain's v.bad.
VIVA CAG!!!
Wishing all a very Merry Christmas......well all CAGers, not the lowlife who are making most of our lives hell! A big thank you to those who have taken the time to assist me in particular
Nice one DMD クリスマス greetings to you too. Trouble is the Japanese don't celebrate Xmas as they are mostly Buddhists... I'm only on level 3 Kanji at the moment without resorting to Google!
Just wishing everyone on CAG a great Christmas and the VERY BEST for new. A BIG THANKS to everyone who has helped me along the dark, seedy DCA road so far, you know who you are. Without people like you guys and gals on here the world would be a more desperate, intimidating and I`m sure for some, a suicidal place to live. Keep up the work people, we need you.
Merry Christmas
's a miserable, stressful and financially painful 2008
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Originally Posted by monday blues
but I'm sure OFT has a lovely New Year surprise for them 
