Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
.......let me take this opportunity to wish all those lurkers from whatever company you may be from, a very Merry Christmas.
May you make the most of the Christmas cheer and joy, because I have a promise for you that 2008 is going to be a very un-prosperous time for you all!!
Special greetings are extended to everyone from Robinson Way and HFC Bank - hope you enjoy the special gifts that will be coming your way in January.
Click on the above link to place your order - payment by Paypal.
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Sorry, but I cannot deal with your case by PM - please ask questions in your own thread. If you do not get a reply within 48 hours send a PM, with a link to the relevant thread, to any Site Team Member.
DO NOT SEND QUESTIONS ABOUT YOUR CLAIM TO ADMIN, or our WEBMASTER - YOU WILL NOT RECEIVE A REPLY.
Advice given is purely my opinion, and is not based on any legal training.
May I add HFO Services, Westcot and Moorcroft to the list. An UNHAPPY New Year to all DCAs and scumbag associates and may you NOT go forth and multiply.
I wholeheartedly second the unseasonal wishes to Moorcroft. May all of your bonuses be small ones and your Christmas dinner taste like sh*te.
Now that one made me cough and splutter my tea all over the keyboard
I whole heartedly agree with you Alan, may they all enjoy what they have left, because the claims they are having now and deny are only the tip of the iceburg.
Merry xmas everyone and may we all have a more prosperous new year, but only at the expense of our creditors
I do hope the enforcement authorities that are there to protect us and maintain the law have a new years resolution. That would be to do their job.
If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW
Mr Halifax - see you in court early in 2008. You made my life hell when I was weak, you phoned about 600 times from your pathetic autmoated dialler in the space of 4 months, and I made you pay me back just under £4000 in bank charges, with another £500 in visa charges, now you're going to pay back that rank rotten PPI you sold me that was never fit for purpose and under which I was NEVER eligible for your pathetic sickness and unemployment cover. Merry Christmas to you all at HX1 2RG - I hope Saint Nick leaves a stick and 2 bits of coal under your tree this year.
Mr Sainsburys - you're about to get my first letter asking for my PPI back for the period from Dec 03 until now. I ticked a box that said 1 year, and you've charged me over £1K until now. And when you've recovered from that letter, the one asking for my £500 of visa charges should also hit your doormat.
Merry chuffin' Xmas!
Bank and credit card reclaims - £9,806
Sainsburys CCA non-compliance with FOS;
Natwest reclaim of £340 in progress;
Egg credit card reclaim in progress
And let's hope Santa uses his empty sack to dispose of even more CCA's on the way back home
This year's victories - Halifax £1500, NatWest Business £1775 charge reclaims
MBNA, ltsb, Abbey, Barclaycard, Capital One - no CCAs at all - £26K
GE storecard - invalid CCA - court proceedings withdrawn
And of course finding time in the midst of all this to get my LLB
Next year's projects:
GE Sec Loan - £2000 of unlawful charges - paid the loan off in full this week - lba sent today (almost two years to the day the repossession papers came!) A very special Merry Christmas wish has to go to GE Home Lending.
GE Sec Loan - ERC of £2500 valid for entire term of loan - need to reclaim when the time is right
LTSB Personal account - £1000 of charges to reclaim - in court probably
Clydesdale - new DCA on the case this week - they owe me more than I owe them
GE storecard 2 - court case pending - debatable CCA and missold PPI
With many many thanks to everyone on here who has helped me and so many others fight back. Here's to another successful year.
Since it is office party day.....
Originally Posted by Sidewinder
