Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default Can mis-selling PPI constitute as fraud

    Hi everyone,
    I've been thinking back to when i applied for two different loans at two different times in my life, firstly, i was unemployed and given only the total amount of the loan,thus not given any info on the agreement itself, secondly, i was self-employed and advised that i should take out PPIicon, and as part of the PPI from hamilton insurance was critical illness, serious injury, health and sickness, then why was i brainwashed into accepting unemployment cover from the actual people who were supplying me with the loan, and when, the person dealing with my loan application was niotified of my employment situation she still pursuaded me to accept the cover anyway. Surely this should count toward (something like) benefiting the creditor an not the debtor.

    Any comments would be gratefull.
    Regards

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  2. #2
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    Default Re: Can mis-selling PPI constitute as fraud

    Again, have a good read of the stickies as all this is discussed and explained.

    In certain circumstances I believe that you can claim that common law fraud is committed - this however, is not to be confused with fraud as outlined in the Fraud Act 2006, which covers criminal law.

    Alan, Derby, UK.



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  3. #3
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    Default Re: Can mis-selling PPI constitute as fraud

    I have, i've been looking all day, and in certain threads it's talked about in depth, arguments more for in my interpritation, i'd like to discover and read both Consumer Credit Act,(which i seen last night), and the act that was used as a reference, could you point me in the right direction, as i'm trying to build up my case in the correct manner, or could you tell me how i link to the threads that are of interesticon to me?

    Regards


  4. #4
    Site Team alanfromderby has disabled reputation alanfromderby's Avatar

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    Default Re: Can mis-selling PPI constitute as fraud

    For the relevant caselaw on fraud try this: http://www.consumeractiongroup.co.uk...ml#post1253629

    Full text is in the documents for bundles thread.

    You will then want section 13 of the Supply of Goods and Services Act 1982, and section 2 of the Misrepresentation Act 1967.

    Alan, Derby, UK.



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    _________________________ _______

    Sorry, but I cannot deal with your case by PM - please ask questions in your own thread. If you do not get a reply within 48 hours send a PM, with a link to the relevant thread, to any Site Team Member.

    DO NOT SEND QUESTIONS ABOUT YOUR CLAIM TO ADMIN, or our WEBMASTER - YOU WILL NOT RECEIVE A REPLY.

    Advice given is purely my opinion, and is not based on any legal training.

  5. #5
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    Default Re: Can mis-selling PPI constitute as fraud

    Many thanks



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE