Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

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  1. 17th December 2007 23:20 #1
    crugga crugga is offline
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    Default Alliance & Leicester ppi claim. Adding missale points

    Editing as other post was moved.

    I'm self employed btw

    After obtaining and reading my original t&c with Alliance & Leicester it does say that i'd be covered for unemployment but only if the business went bust so I presumed I was covered etc but after speaking to someone the other day he now says that it would be extremely hard for me to claim short term cover. Can anyone explain this?, guessing it just means i'd have to be pretty much on my death bed before I could claim and would maybe need to close the business also, and am being shortchanged compared to employed people?, could someone explain in plain english?. Sorry if this is a bit dumb, 2nd hand vinyl i'm your man but this is just hurting my head. Thanks in advance.

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  2. 18th December 2007 00:19 #2
    HONESTKNOB HONESTKNOB is offline
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    Default Re: Alliance & Leicester ppi claim. Adding missale points

    Hi Crugga,
    Have you done a CCA request for a copy of your original agreement to check the terms and conditionsicon?
    I doubt very much if you have been covered if you were self employed and this could well be the main point of your claim. If you couldn't claim then the policy was worthless.

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  3. 18th December 2007 00:39 #3
    alanfromderby alanfromderby is offline
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    Default Re: Alliance & Leicester ppi claim. Adding missale points

    A CCA will only get you the credit agreement, in this case you will need all the insurance policy documents as well. I would advise doing a full DSAR which will cost you £10 (recoverable if you have a valid claim). Have a look in the forum stickies for a template.

    Alan, Derby, UK.



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  4. 18th December 2007 16:42 #4
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    Default Re: Alliance & Leicester ppi claim. Adding missale points

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  5. 30th December 2007 19:51 #5
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    Default Can someone explain the miss-selling element if self employed is covered

    After obtaining and reading my original t&c with Alliance & Leicester it does say that i'd be covered for unemployment but only if the business went bust so I presumed I was covered etc but after speaking to someone the other day he now says that it would be extremely hard for me to claim short term cover. Can anyone explain this?, guessing it just means i'd have to be pretty much on my death bed before I could claim and would maybe need to close the business also, and am being shortchanged compared to employed people?, could someone explain in plain english?. Sorry if this is a bit dumb, 2nd hand vinyl i'm your man but this is just hurting my head. Thanks in advance.

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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE