Patricia Pearl - Small Claims Procedure - A Practical Guide


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  1. #1
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    Default **Tilly** v Halifax again ***WON*** again

    here we go again

    i should have done this back in june after i filed my claim
    dear old Halifaxicon gave me some more charges
    well this time i have all my statements prelim has been
    sent and a reply recieved thankyou for your complaint blah
    blah now waiting on reply to letter before actionicon all ready
    to file for second time watch out dudes im on my way

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  2. #2
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    Default Re: **Tilly** v Halifax again

    I you need any help, just shout. Dont be afraid, we are a nice friendly bunch on here....







    Seriously though, glad to see you finaly doing this one.

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  3. #3
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    Default Re: **Tilly** v Halifax again

    Quote Originally Posted by sea-sidelady View Post
    I you need any help, just shout. Dont be afraid, we are a nice friendly bunch on here....









    Seriously though, glad to see you finaly doing this one.
    small thread this time around





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  4. #4
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    Default Re: **Tilly** v Halifax again

    oooh this brings back memory,s





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  5. #5
    Site Team maroondevo52 Authoritative maroondevo52 Authoritative maroondevo52 Authoritative maroondevo52 Authoritative maroondevo52 Authoritative maroondevo52 Authoritative maroondevo52 Authoritative maroondevo52 Authoritative maroondevo52 Authoritative maroondevo52 Authoritative maroondevo52 Authoritative maroondevo52's Avatar

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    Default Re: **Tilly** v Halifax again

    Best wishes with your claim **Tilly**

    Have you read this........

    http://www.consumeractiongroup.co.uk...tructions.html

    As SSL says, if you need any help, just ask. We will do our best to get you out of a jam.


    Regards.

    Scott.





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  6. #6
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    Default Re: **Tilly** v Halifax again

    Quote Originally Posted by maroondevo52 View Post
    Best wishes with your claim **Tilly**

    Have you read this........

    http://www.consumeractiongroup.co.uk...tructions.html

    As SSL says, if you need any help, just ask. We will do our best to get you out of a jam.


    Regards.

    Scott.


    LOL scott





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  7. #7
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    Default Re: **Tilly** v Halifax again

    OMG.... Tilly's on the warpath again

    Best of luck Tils... but I know you won't need it

    • 04/04/07 - £104 exit fee refund - Portman BS
    • Halifax Current a/c 20yr (closed) - in progress - all 20 years statements recovered!
    • Halifax Platinum Card 15 yr - Court Action Commenced - all 15 years statements recovered!
    • A&L Current a/c - You're next..

    Write to your MP and COMPLAIN about the ANTI-CONSUMER way in which the OFT Test Case is being handled!

  8. #8
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    Default Re: **Tilly** v Halifax again

    terminator tilly



    i'll be back





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  9. #9
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    Default Re: **Tilly** v Halifax again

    here we go then erm scuzy question please





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  10. #10
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    Default Re: **Tilly** v Halifax again

    *sigh* already.....






  11. #11
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    Default Re: **Tilly** v Halifax again

    I'm back too, but with a different bank this time!!!

    Good luck Tilly, but I know you wont need it, you old pro you :-P


  12. #12
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    Default Re: **Tilly** v Halifax again

    Here we go "Mrs Terminator Tilly Trotter" never mind XXX it's TTT they have to watch out for hehehe

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  13. #13
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    Default Re: **Tilly** v Halifax again

    okay letter before actionicon posted erm how many days before i need to file my n1





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  14. #14
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    Default Re: **Tilly** v Halifax again

    Hang on, I'll go and get a site-helper. .

    Any advice I give is honest and in good faith.
    If in doubt, you should seek the opinion of a Qualified Professional.

    If you can, please donate to this site.
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  15. #15
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    Default Re: **Tilly** v Halifax again

    Here you go Tills, points 4 & 5 from step by step instructions. (as if you don't already know) lol

    (4)


    If you are not offered a FULL refund then proceed to the letter before actionicon (LBA) in the library.

    However ,do make sure that you understand that there is a possibility that the Bank may decide to defend and that you may have to present your case to a Judge in a Small Claims Court. This is very rare, but you should be aware of the possibility.

    If you have to issue a court claim, the spreadsheet mentioned earlier will also calculate interesticon at 8% as allowed by s.69 the County Courts Act (1984) and which you will add to your claim at that point. NOTE: you do not claim the 8% unless you put in a court claim.


    (5)

    Once again, one of the following will now happen:

    A) The bank or credit card company will ignore your request and you will not receive a reply. If this is the case, allow for the 14 day deadline and proceed to the next stage of the claim - COURT ACTION

    B) You will receive a fairly standard letter saying "sorry you are not happy, we'll get back to you sometime in the next decade..." Again, if this is the case, allow for the 14 day deadline and proceed to the next stage of the claim.

    C) You will be offered a partial refund but it will be offered as a "Full and finalicon" settlement of your claim. Again, we would advise you to accept this - but only on the condition that it is a partial settlement and that you will continue with your claim to recover full funds. This is now the most likely outcome. Again, see here Rejecting Offers if this happens.

    D) You will be offered a full settlement of your claim. This is still unlikely at this stage, but it is becoming a little more common lately.

    --------------------------------
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  16. #16
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    Default Re: **Tilly** v Halifax again

    Also dont forget, if you are claimin any benefits, you dont need to pay to file!

    Thanks for the heads up Scott.

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  17. #17
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    Default Re: **Tilly** v Halifax again

    thanks scott hmm what is a site-helper





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  18. #18
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    Default Re: **Tilly** v Halifax again

    I think SSL is a site-helper

    --------------------------------
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    Any advice or opinion I give, is what I have learnt from CAG, If in doubt, please consult a professional.



  19. #19
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    Default Re: **Tilly** v Halifax again

    thanks jade ssl?





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  20. #20
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    Default Re: **Tilly** v Halifax again

    Quote Originally Posted by **Tilly** View Post
    okay letter before actionicon posted erm how many days before i need to file my n1
    I think it's 14 days Tilly says Bo *rapidly gaining knowledge from banky peeps - for future reference*



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