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Hello everyone, I'm new here so please be gentle with me. I'm going to file a claim against Nationwide for £680. I'll be putting my claim in next week (after pay day!) only moneyclaim doesn't take my lousy electron card, so hubby will kindly be doing this for me.
I wish this option had been available ages ago; I was declared bankrupt in 2004, it's now discharged, but I worked out that 30% of my debt was bank and credit card charges. Oh how much easier life would have been...
Unfortunately i'm not an expert in any given field legally and my advice and that of the Consumer Action Group and the Bank Action Group is given without prejudice and without liability so please if in any doubt whatsoever seek help from an insured qualified professional. Contents of my posts are purely my own personal opinions and not condoned or endorsed in any way, shape or form by CAG. Thank you!
i don't mean to sound like a know it all but you have done all the preliminary letter and letter before action bit haven't you? you need to do those before filing a money claim. sorry if i'm teaching my grandmother to suck eggs but i couldn't find another post from you saying wether you had done that.
Hi there. Yes I have done those, in fact I've been overly generous in the time I've allowed the bank to respond to my letters. I've had the final "we're referring your case blah blah" letter, and since they're not sticking to my timetable, the game is up for them.
Good luck with your claim!! let us know what happens
oooeee
As a mathematics degree student i know their figures don't add up!!!! join the Revolution!!!
Nationwide Building society £1778.55 LBA sent 22.06.2006 Claim filed at Truro court 07/07/2006 for £1842.78 Acknowledgement recieved 19/07/2006 "intend to defend". £246.73 (interest on amount) paid into account 20/07/2006 Remaining £1595 paid into account 21/07/2006
Littlewoods catalogue looking into late charges. £80 of charges made phone call 16/07/2006 letter going out 21/07/2006
Hi lyverbyrd
You've found a good place to get your monies sorted out. I am slightly behind you with Nationwide so will watch your thread with interest.There are people about here with lots of experience and knowledge who are happy to help.
sorry to jump in here, jonesy when calculating interest at 8% do you do it from the day the charges actually occurred i.e the day they bounced the dd or whatever, or from when they actually take the money? as you know the Nationwide actually take it 28days after the statement goes out. any ideas?
I QUESTION THEREFORE I AM!!
Unfortunately i'm not an expert in any given field legally and my advice and that of the Consumer Action Group and the Bank Action Group is given without prejudice and without liability so please if in any doubt whatsoever seek help from an insured qualified professional. Contents of my posts are purely my own personal opinions and not condoned or endorsed in any way, shape or form by CAG. Thank you!
I used the date the charge was taken from my account not the date of the bounced DD etc.
I did too.
Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.
** Nationwide - £1821.15-PAID IN FULL - Aug 06 ** ** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 ** Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....
Its the day they take the charge from your account .. If they bounce a cheque on 1st of month then charge you for it on 21st of month you have not lost the money until the 21st so how can you claim for it from 1st ?
When you want to fool the world, tell the truth. Advice & opinions of Janet-M are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any
doubts.
Thanks Girls, i did apologise for jumping in on this thread but am working interest out for my claim which i'm putting in on weds (payday) and needed to know straightaway! SORRY again! p.s thought it would be a useful question for lyverbird too when the time comes, so please dont beat me up!!!!!
I QUESTION THEREFORE I AM!!
Unfortunately i'm not an expert in any given field legally and my advice and that of the Consumer Action Group and the Bank Action Group is given without prejudice and without liability so please if in any doubt whatsoever seek help from an insured qualified professional. Contents of my posts are purely my own personal opinions and not condoned or endorsed in any way, shape or form by CAG. Thank you!
LOL no beating you up but with so many posts to your name you should no more then most about hi-jacking a thread #slappedwrist for you
When you want to fool the world, tell the truth. Advice & opinions of Janet-M are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any
doubts.
Unfortunately i'm not an expert in any given field legally and my advice and that of the Consumer Action Group and the Bank Action Group is given without prejudice and without liability so please if in any doubt whatsoever seek help from an insured qualified professional. Contents of my posts are purely my own personal opinions and not condoned or endorsed in any way, shape or form by CAG. Thank you!
I've received my final "you're getting nothing from us" letter from Nationwide, but unfortunately, I don't yet have the £80 I need to take the case to court, so it looks like it's going to be on hold for another month....
i know its a bit of a personal question but are you on any type of benefits? working tax credit, housing benefit because if so you can put in your claim for nothing. sorry if (again!) its something you already knew.
oooeee
As a mathematics degree student i know their figures don't add up!!!! join the Revolution!!!
Nationwide Building society £1778.55 LBA sent 22.06.2006 Claim filed at Truro court 07/07/2006 for £1842.78 Acknowledgement recieved 19/07/2006 "intend to defend". £246.73 (interest on amount) paid into account 20/07/2006 Remaining £1595 paid into account 21/07/2006
Littlewoods catalogue looking into late charges. £80 of charges made phone call 16/07/2006 letter going out 21/07/2006
lyverbyrd v Nationwide
for £680. I'll be putting my claim in next week (after pay day!) only moneyclaim doesn't take my lousy electron card, so hubby will kindly be doing this for me.
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Re: lyverbyrd v Nationwide
Re: lyverbyrd v Nationwide
Originally Posted by joneshousehold
Re: lyverbyrd v Nationwide
