Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
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  1. #1
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    Default ivetriedallusernamesargh vs Barclaycard "WON"

    Having received charges and sent request to Barclaysicon (14 day request) they have replied with standard fobbing off letter mentioning the 'stay'.

    I cannot ever take time off to go to court due to my work so is it a lost cause trying to send information regarding a complaint to the Ombudsmanicon as they say they are not even looking at any more cases?

    thanks!

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  2. #2
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    Default Re: Barclays + Financial Ombudsman?

    They are not looking at any new cases at the moment ........ however that could change in a couple of months keep an eye on the test case hopefullt things could change in the New Year

    Any typos spelling mistakes are due to leprechauns in my keyboard they move the letters around sometimes (amended just for Bookie)

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  3. #3
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    Default Re: Barclays + Financial Ombudsman?

    Thanks for the reply. Does the fact that they aren;t looking at any more cases mean ther's no way (other than court route) of 'logging' my 'complaint'? Just a bit concerned that my request will be wiped off as being 'new' once (if!) the test case ever resolves anything in favour of consumer.


  4. #4
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    Default Re: Barclays + Financial Ombudsman?

    Have you tried 'logging' your complaint with the fosicon ?

    Any typos spelling mistakes are due to leprechauns in my keyboard they move the letters around sometimes (amended just for Bookie)

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  5. #5
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    Default Re: Barclays + Financial Ombudsman?

    I thought the fact they say they're not looking into it also means not to send anything to them.. will they still log my claim and does this actually mean anything legally for future?

    thanks


  6. #6
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    Default Re: Barclays + Financial Ombudsman?

    You can still log your complaint with the fosicon - but the only way they will actually look at it now is if you are a "hardship" case.

    Jan

    Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus
    [IMG]http://www.consumeractiongroup.c o.uk/forum/images/icons/icon1.gif
    offer from A&L 24/8/07 - after case stayed

    "What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery


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  7. #7
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    Default Re: Barclays + Financial Ombudsman?

    ahh ok - thank you for that. Worth sending it to them then I guess... unless Barclaysicon have a tendency to pay as soon as they get an online court order (mcol?)..... couldn;t cope with courts and am almost relieved I cannot get off work!


  8. #8
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    Default Re: Barclays + Financial Ombudsman?

    I wouldnt go the mcol route ....... If you are going the court route I would recommend your local court ........ But Barclaysicon even when they were settling very seldom did this before a court date was iminant .... and if they did it was below the initial claim figure

    Any typos spelling mistakes are due to leprechauns in my keyboard they move the letters around sometimes (amended just for Bookie)

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  9. #9
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    Default Re: Barclays + Financial Ombudsman?

    Wonder if they're legally bound to defend a case in Welsh if I want to do so?


  10. #10
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    Default Re: Barclays + Financial Ombudsman?

    Have posted complaint for 2500 to Ombudsmanicon today - requesting to make complaint through Welsh - that should p*** Barclaysicon off a bit more


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    Default ivetriedallusernamesargh vs Barclaycard

    Got charge details last week and sent off request for 100 pounds. Today got goodwill letter for almost 90 pounds. Almost regret setting up a direct debiticon 4 years ago with them!

    Easy peasey Barclaycard unless it's because it was a small sum for them?


  12. #12
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    Default Re: ivetriedallusernamesargh vs Barclaycard

    Hi ITAUNA,

    Well done on this. Did you you a site template letter to reclaim - they may have repaid cos you looked serious, it's only a small sum and they'd have to pay it back later anyway.

    Did you claim in English or Welsh - whichever it was, it obviously works.

    Slick

    Link 1. OFT Debt Coll'n Guide - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/oft664.pdf
    Link 2. Checking your credit Agreement - http://www.consumeractiongroup.co.uk...greements.html
    Link 3. Interest Tutorial - http://www.consumerwiki.co.uk/index....erest_Tutorial
    Link 4. OFT Guide re s.78 CCA1974 Requests - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/OFT1272.pdf

    Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.

    If I've been helpful, please click my scales.

  13. #13
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    Thumbs up Re: ivetriedallusernamesargh vs Barclaycard

    got full offer from Barclaycard - no Ombudsmanicon needed + they paid into my 'drop in the ocean' credit card account (darn!)


  14. #14
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    Default Re: ivetriedallusernamesargh vs Barclaycard

    Hi ITAUNA,

    Congrats on a good result - I'll get your thread changed to show **WON** for you.

    Link 1. OFT Debt Coll'n Guide - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/oft664.pdf
    Link 2. Checking your credit Agreement - http://www.consumeractiongroup.co.uk...greements.html
    Link 3. Interest Tutorial - http://www.consumerwiki.co.uk/index....erest_Tutorial
    Link 4. OFT Guide re s.78 CCA1974 Requests - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/OFT1272.pdf

    Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.

    If I've been helpful, please click my scales.

  15. #15
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    Default Re: ivetriedallusernamesargh vs Barclaycard "WON"

    Congratulations, :d



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