Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



+ Reply to Thread
Results 1 to 16 of 16
  1. #1
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    Debtmountain Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Aug 2007
    Posts
    80

    Default Debt Mountain's Missus Versus Lloyds TSB Credit Cards X 2.

    Sent a recorded delivery letter on 4th December to the Copy Statement Unit listed in the contact details thread under the D.P.A., but nothing is showing up with Royal Mail on their website. I even phoned Royal Mail and they said they had absolutely no trace of it. Has anyone else had a problem sending mail to this address? Does this Copy Statement Unit have a phone number?

    Similar Threads:

  2. #2
    Site Team maroondevo52 Authoritative maroondevo52 Authoritative maroondevo52 Authoritative maroondevo52 Authoritative maroondevo52 Authoritative maroondevo52 Authoritative maroondevo52 Authoritative maroondevo52 Authoritative maroondevo52 Authoritative maroondevo52 Authoritative maroondevo52 Authoritative maroondevo52's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Jun 2006
    I am in
    Edinburgh
    Posts
    19,609

    Default Re: Debt Mountain's Missus Versus Lloyds TSB Credit Cards X 2.

    Hi, Debtmountain.

    Spotted this in a thread...

    "I received my reply and copy statements from the copy statement unit, Swallow Street, Birmingham".

    Looks like it does exist.

    Also found this......

    "I had the same problem, the first copy (charges only) came from the copy statement unit, Birmingham'; but in the end I actually got my statements going back to 1997 from my local branch, but only by ringing the Customer Service Recovery Centre, Andover -01264-725214".

    Hope this helps.

    Regards.

    Scott.

    Any advice I give is honest and in good faith.
    If in doubt, you should seek the opinion of a Qualified Professional.

    If you can, please donate to this site.
    Help keep it up and active, helping people like you.


    If you no longer require help, please do what you can to help others

  3. #3
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    Debtmountain Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Aug 2007
    Posts
    80

    Default Re: Debt Mountain's Missus Versus Lloyds TSB Credit Cards X 2.

    Thanks for the help.


  4. #4
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    Debtmountain Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Aug 2007
    Posts
    80

    Default Re: Debt Mountain's Missus Versus Lloyds TSB Credit Cards X 2.

    Do you claim back the £10 S.A.R. fee with the charges in your precourt letters or can you only claim that back if it actually gets to court?


  5. #5
    Site Team maroondevo52 Authoritative maroondevo52 Authoritative maroondevo52 Authoritative maroondevo52 Authoritative maroondevo52 Authoritative maroondevo52 Authoritative maroondevo52 Authoritative maroondevo52 Authoritative maroondevo52 Authoritative maroondevo52 Authoritative maroondevo52 Authoritative maroondevo52's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Jun 2006
    I am in
    Edinburgh
    Posts
    19,609

    Default Re: Debt Mountain's Missus Versus Lloyds TSB Credit Cards X 2.

    Hi, Debtmountain.

    You claim back the S.A.R. Fee at the court stage.

    A tenner's a Tenner

    Regards.

    Scott.

    Any advice I give is honest and in good faith.
    If in doubt, you should seek the opinion of a Qualified Professional.

    If you can, please donate to this site.
    Help keep it up and active, helping people like you.


    If you no longer require help, please do what you can to help others

  6. #6
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    Debtmountain Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Aug 2007
    Posts
    80

    Default Re: Debt Mountain's Missus Versus Lloyds TSB Credit Cards X 2.

    One set of statements received. They seem to have 'difficulty' locating the closed account that had a lot of charges on it. They also pretend to not know what a S.A.R. is. Isn't that always the way? Hmmm. Will update after their deadline expires.


  7. #7
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    HONESTKNOB Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Apr 2006
    Posts
    420

    Default Re: Debt Mountain's Missus Versus Lloyds TSB Credit Cards X 2.

    Lloydsicon are crafty as a bag of spanners ;-) They paid me the amount of charges I was claiming but only added about £4 interesticon which I calculated at around £200 and then tried to make out they'd settled the claim.
    Watch out for every trick they can possibly find. Just makes it more satisfying when you win though


  8. #8
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    Debtmountain Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Aug 2007
    Posts
    80

    Default Re: Debt Mountain's Missus Versus Lloyds TSB Credit Cards X 2.

    All statements now received. Prelim letter will be sent in next few days.


  9. #9
    Site Team maroondevo52 Authoritative maroondevo52 Authoritative maroondevo52 Authoritative maroondevo52 Authoritative maroondevo52 Authoritative maroondevo52 Authoritative maroondevo52 Authoritative maroondevo52 Authoritative maroondevo52 Authoritative maroondevo52 Authoritative maroondevo52 Authoritative maroondevo52's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Jun 2006
    I am in
    Edinburgh
    Posts
    19,609

    Default Re: Debt Mountain's Missus Versus Lloyds TSB Credit Cards X 2.

    Good luck..... .





    Any advice I give is honest and in good faith.
    If in doubt, you should seek the opinion of a Qualified Professional.

    If you can, please donate to this site.
    Help keep it up and active, helping people like you.


    If you no longer require help, please do what you can to help others

  10. #10
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    Debtmountain Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Aug 2007
    Posts
    80

    Default Re: Debt Mountain's Missus Versus Lloyds TSB Credit Cards X 2.

    Realised we only had 5 years worth of statements. We reminded them we wanted 6 yearsicon worth of statements. They agreed, but we are still waiting. Going to the ICO soon.


  11. #11
    Site Team maroondevo52 Authoritative maroondevo52 Authoritative maroondevo52 Authoritative maroondevo52 Authoritative maroondevo52 Authoritative maroondevo52 Authoritative maroondevo52 Authoritative maroondevo52 Authoritative maroondevo52 Authoritative maroondevo52 Authoritative maroondevo52 Authoritative maroondevo52's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Jun 2006
    I am in
    Edinburgh
    Posts
    19,609

    Default Re: Debt Mountain's Missus Versus Lloyds TSB Credit Cards X 2.

    Keep at them

    Any advice I give is honest and in good faith.
    If in doubt, you should seek the opinion of a Qualified Professional.

    If you can, please donate to this site.
    Help keep it up and active, helping people like you.


    If you no longer require help, please do what you can to help others

  12. #12
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    Debtmountain Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Aug 2007
    Posts
    80

    Question Re: Debt Mountain's Missus Versus Lloyds TSB Credit Cards X 2.

    After a long battle with the I.C.O. we finally got the statements through over a year late. Firstly, are credit card claims still good to go? Secondly, could we sue them for not providing the statements on time? We would like to. All correspondence with the I.C.O. and Lloydsicon, including their grovelling letter of apology, has been retained.


  13. #13
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    Debtmountain Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Aug 2007
    Posts
    80

    Question Re: Debt Mountain's Missus Versus Lloyds TSB Credit Cards X 2.

    Quote Originally Posted by Debtmountain View Post
    After a long battle with the I.C.O. we finally got the statements through over a year late. Firstly, are credit card claims still good to go? Secondly, could we sue them for not providing the statements on time? We would like to. All correspondence with the I.C.O. and Lloydsicon, including their grovelling letter of apology, has been retained.
    Forgetting the issue of suing them, are credit claims still good to go or not? Any advice appreciated.


  14. #14
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    jdes26 Informative jdes26 Informative

    Follow Real_CAG on Twitter

    Cagger since
    Nov 2008
    Posts
    940

    Default Re: Debt Mountain's Missus Versus Lloyds TSB Credit Cards X 2.

    got my SARicon for cc then added up all my charges 540 + 8% and got all back
    keep at them they will pay up................. shame about bank charges they are over 3k bar humbug


  15. #15
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    Debtmountain Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Aug 2007
    Posts
    80

    Question Re: Debt Mountain's Missus Versus Lloyds TSB Credit Cards X 2.

    What templates should we use for the preliminary letter and lbaicon?


  16. #16
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    jdes26 Informative jdes26 Informative

    Follow Real_CAG on Twitter

    Cagger since
    Nov 2008
    Posts
    940

    Default Re: Debt Mountain's Missus Versus Lloyds TSB Credit Cards X 2.

    look in library my friend theres one there and adapt it to your circumstances



Browsealoud
Video Tour



Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE