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    • Thank you both, I will make those changes. I have also downloaded the compensation list to add to the evidence and complete the protection bit off their website.  I am going to court next Thursday to deliver the bundle; I will confirm this on Tuesday. I have been to court a few times to represent the military when a soldier is in court, but I will be going. Thank you for all the additional advice. Once I have the whole bundle, I will email it to the admin email. Ill be honest, this is not about the money for me, I do not mind losing that, so I will not be signing a confidentiality agreement.   You guys are amazing
    • Actually there wasn't a massive amount of work to do on the WS.  The "meat" was there because of the great work you'd already done. Here is a version which I think is nigh-on finished. However, with Easter there are a few days for the other regulars to suggest tweaks. Defendant WS.pdf
    • Hi all, We bought a part to fix our washing machine approx 13 months ago direct from the manufacturer of the washing machine via phone. This part then failed 13 months later, as confirmed by their own engineer, who was sent by the manufacturer (who is also the retailer for the part) FoC. The engineer actually installed a replacement part, the machine came back to life, but they then removed the part used for testing (and ours reinstalled) as "we would be charged for it". The retailer are refusing to replace the part, stating that they only warranty parts for 90 days. When I stated that I believed the Consumer Rights Act gives me longer than that, they insinuated that it did not, and this was repeated by many representatives. AIUI for goods bought more than 6 months ago, I need to get an engineers report to confirm the part has failed? Or that it has failed due to manufacturing issues? Or would the companies own engineers report suffice? Also, does anyone have any other decent contact details for Hotpoint (or the Whirlpool group)? Thanks, GH
    • Thank you for that "read me", It's a lot to digest, lots of legal procedure. There was one thing that I was going to mention to you,  but in one of the conversations in that thread it was mentioned that there may be spies on the Forum,  this is something that I've read quite some time ago in a previous thread. What I had in mind was to wait for the thirty days after their reply to my CCA request and then send the unenforceable letter. I was hoping that an absence of signature could be the Silver Bullet but it seems that there are lot of layers to peel on this Onion.  
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Please help! Bank/Wages Arrestment - Council Tax


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I've been trying to deal with Scott & Co for the past 6 months in regard to council tax arrears. These total approximately £1400 and I have offered to repay these at £50 which they refuse to entertain. I'm sure some of you will have experience of dealing with these horrific people!

 

I received a letter today saying they have executed a bank account arrestment and wage arrestment. Frankly I am terrified, does this mean they now have control of my bank account and wages? I have no idea what to do or how i'll be able to make my rent payments, repay other debts or live.

 

If anyone can offer any help or advice or even point me in the right direction it would be greatly appreciated

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First you need to check court records to see if this is actually true.

 

If you had been taken to court then surely the court would have notified you both before and after. As you appear to be unaware of any action then it is possible you are being fed a few porkies.

 

Council tax is a serious debt though, not to be ignored. Just in case any action does follow, make sure you have evidence of your offers. Better still, approach the council directly with your offer.

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Thanks, that's good news! I'll get in touch with the court. Would it be the sherriff court? Is it a case of just phoning up and asking or would I have to go in?

 

I'll send a letter to the council recorded delivery offering a repayment plan. I've also emptied my bank account this morning to stop Scott & Co getting their mitts on anything. I realise c tax is serious, I've just got myself into a bit of a whole after losing my job last year but I'm slowly dragging myself out of it. Mortgage arrears had to take priority over the council though I'm afraid.

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Called Edinburgh SHeriff Court today, they don't have a specific record relating to me however, they said that the council generally process these things in bulk making them harder to pick up.

 

I've sent a letter proposing repayment to the council today, hopefully they'll accept. I haven't contacted Scott & Co, the last time I did that all I wanted to do was go to there office and strangle the life out of the arrogant swine I spoke to in their call centre.

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Yes weebaws - don't ring them! Do everything in writing.

Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.

 

If I've been helpful, please click my scales. :-)

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Have definately learned that lesson - thanks HippyChick!

 

I'm still very concerned about this wage/bank account arrestment as the court couldn't tell me one way or another and I'm worried it will suddenly just appear (probably just after I'm paid).

 

Does anyone else have any experience of these?

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