Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Please can you give me some advice I am a disabled Univeristy student studing full time. I owe £2,639 for council tax for previous years which has gone to the baliff B&S. I have been in contact with B&S and I have discussed my situation with them. They have advised me that I have 6 months to clear this debt and I must pay £434 per month.
I am not currently working as I study full time and I am currently completing an 80 day placement for which I do not get paid. I have asked B&S to take my circumstances into consideration but they say I must pay £434 per month but this amount is very high and I cannot pay this amount every month. I am really worried and distressed as I have signed a walking possession.
i would say to ring them again and ask them to send you a means test. thats says everything you have coming in and everything you have going out. as far as i know unless the bailiffs are court appointed (working for council tax ect) they cannot just take your things and must apply to the courts first so you will have your chance to explain to a judge if needs be your circumstances.
personally i would just tell tehm you will see
them in court
I am worried as I think they may break into my property as I have already signed a walking possession. Thanks for you advice I will ring them tommorow and ask for a means test form
NatWest Claimed £1,639. Accepted £1,344.
Natwest Paid me again as GOGW £1,656. Yes they can have it back if they say please.
Barclays 1 Claimed £1,260. Won by default. Paid in full
Barclays 2 Claimed £2,378. Won by default. Paid in full
Birmingham Midshires. Claimed £2,122. Accepted £2,075.
I am receipt of council tax benefit now as I am a full time student. The outstanding debt arose before I was a student. I signed the walking possession in October as i thought I could arrange to make a resonable offer of payment. Unfortunatley the amount B&S require per month is not realistic for me.
As a full time student they should deduct a small amount from your allowance. I am not sure who pays student allowance, but if it is Social Security they will arrange to have it taken out as a small sum each week.
I do apologise as for students I am not totally offay with entitlements. If you are getting any form of Government Allowance though, payments can be taken from benefits and allowances and can be arranged so students would come under the same banner.
Phone through to the Job Centre or where your allowance is paid and explain the situation. I am sure it can be done this way. Especially, as a disabled student. I have another link for you.
i would say to ring them again and ask them to send you a means test. thats says everything you have coming in and everything you have going out. as far as i know unless the bailiffs are court appointed (working for council tax ect) they cannot just take your things and must apply to the courts first so you will have your chance to explain to a judge if needs be your circumstances.
personally i would just tell tehm you will see
them in court
Without wishing to seem critical this is terrible advice. The bailiffs have been appointed to recover council tax following the issue of a liability order. They have attended and levied distress - but have allowed the op to sign a walking possession agreement. Therefore they have entered the property peacefully (we assume) and thus have a right of entry to remove goods if payment is not forthcoming.
There are circumstancs which the council may consider - but do not ring the bailiff suggesting "see you in court". They have no need to go back to court to remove goods.
Thanks for all you advice but unfortunatley I had to pay the baliffs £750 cash to stop them from removing my goods which I had to borrow from my family. They had called a locksmith to break into my house and remove my goods if I didnt pay them.
I did contact B&S and ask for a means test from but all the staff i spoke to were rude and unhelpful:-| I did explain my cicumstances disabled university student but they did not care.
I am seeking more advice because the council are charging me for council tax since being a full time student even though I was given full exemption. My daughter who is over 18 lived with me she was pregnant and on income support they say I am not fully exempted from pay council tax because a second adult was living with me. They say I owe £672.75 for 2005-2006