Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default Balliffs will not accept my offer of payment

    Hello my nameis Miss W,

    Please can you give me some advice I am a disabled Univeristy student studing full time. I owe £2,639 for council tax for previous years which has gone to the baliff B&S. I have been in contact with B&S and I have discussed my situation with them. They have advised me that I have 6 months to clear this debt and I must pay £434 per month.

    I am not currently working as I study full time and I am currently completing an 80 day placement for which I do not get paid. I have asked B&S to take my circumstances into consideration but they say I must pay £434 per month but this amount is very high and I cannot pay this amount every month. I am really worried and distressed as I have signed a walking possession.

    Please can you give me any advice

    Miss W

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  2. #2
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    Default Re: Balliffs will not accept my offer of payment

    i would say to ring them again and ask them to send you a means test. thats says everything you have coming in and everything you have going out. as far as i know unless the bailiffsicon are court appointed (working for council tax ect) they cannot just take your things and must apply to the courts first so you will have your chance to explain to a judge if needs be your circumstances.
    personally i would just tell tehm you will see
    them in court


  3. #3
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    Default Re: Balliffs will not accept my offer of payment

    I am worried as I think they may break into my property as I have already signed a walking possession. Thanks for you advice I will ring them tommorow and ask for a means test form

    Miss W


  4. #4
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    Default Re: Balliffs will not accept my offer of payment

    HI Miss W.
    If you post your problem in the bailifficon forum here
    http://www.consumeractiongroup.co.uk/forum/bailiffs/
    you will get much better advice.
    Good luck.

    .



    I Wish you everything you wish yourself.

    .


    NatWest Claimed £1,639. Accepted £1,344.
    Natwest Paid me again as GOGW £1,656. Yes they can have it back if they say please.
    Barclays 1 Claimed £1,260. Won by default. Paid in full
    Barclays 2 Claimed £2,378. Won by default. Paid in full
    Birmingham Midshires. Claimed £2,122. Accepted £2,075.





  5. #5
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    Default Re: Balliffs will not accept my offer of payment

    Hi Miss W and welcome to the forums.

    Moved to bailiffsicon forum where you can get advice and removed duplicate thread.


  6. #6
    ChloeJane
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    Default Re: Balliffs will not accept my offer of payment

    Hi,

    If your a student you would get student allowance yes?

    If so, you may well find this link useful.

    The Council Tax Benefit (General) Regulations 1992

    You may find the outstanding debt is that you have been overcharged or paid council tax when you did not have to.

    If you read the link, post back if you have further questions.

    When did you sign the walk in posession agreement???


  7. #7
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    Default Re: Balliffs will not accept my offer of payment

    Hi,

    I am receipt of council tax benefit now as I am a full time student. The outstanding debt arose before I was a student. I signed the walking possession in October as i thought I could arrange to make a resonable offer of payment. Unfortunatley the amount B&S require per month is not realistic for me.

    Miss W


  8. #8
    ChloeJane
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    Default Re: Balliffs will not accept my offer of payment

    As a full time student they should deduct a small amount from your allowance. I am not sure who pays student allowance, but if it is Social Security they will arrange to have it taken out as a small sum each week.

    I do apologise as for students I am not totally offay with entitlements. If you are getting any form of Government Allowance though, payments can be taken from benefits and allowances and can be arranged so students would come under the same banner.

    Phone through to the Job Centre or where your allowance is paid and explain the situation. I am sure it can be done this way. Especially, as a disabled student. I have another link for you.

    The Council Tax Benefit (General) Regulations 1992

    This is legislation about Social Security and Council Tax. I hope it helps.

    CJ


  9. #9
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    Default Re: Balliffs will not accept my offer of payment

    When is the councfil tax for? - What years?

    Would you be entitled to a discount on your council tax due to your disability?

    Have you spoken to the Council and asked if they could take back the debt due to your disability and that you are vulnerable?

    I am out today but will check back this afternoon

    SFx


  10. #10
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    Default Re: Balliffs will not accept my offer of payment

    hi miss w try this link, give them a call and they can draft all letters needed to fight your corner:

    bailiff advice,bailiffs,parking charges,bailifficon fees,congestion charges,fines,anpr,csa,co uncil tax

    sounds like you signed the walking possesions order without knowing what it was.


  11. #11
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    Default Re: Balliffs will not accept my offer of payment

    Quote Originally Posted by binkhus View Post
    i would say to ring them again and ask them to send you a means test. thats says everything you have coming in and everything you have going out. as far as i know unless the bailiffsicon are court appointed (working for council tax ect) they cannot just take your things and must apply to the courts first so you will have your chance to explain to a judge if needs be your circumstances.
    personally i would just tell tehm you will see
    them in court
    Without wishing to seem critical this is terrible advice. The bailiffsicon have been appointed to recover council tax following the issue of a liability order. They have attended and levied distressicon - but have allowed the op to sign a walking possession agreement. Therefore they have entered the property peacefully (we assume) and thus have a right of entry to remove goods if payment is not forthcoming.

    There are circumstancs which the council may consider - but do not ring the bailiff suggesting "see you in court". They have no need to go back to court to remove goods.

    RM


  12. #12
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    Default Re: Balliffs will not accept my offer of payment

    Hi everyone,

    Thanks for all you advice but unfortunatley I had to pay the baliffs £750 cash to stop them from removing my goods which I had to borrow from my family. They had called a locksmith to break into my house and remove my goods if I didnt pay them.
    I did contact B&S and ask for a means test from but all the staff i spoke to were rude and unhelpful:-| I did explain my cicumstances disabled university student but they did not care.

    I am seeking more advice because the council are charging me for council tax since being a full time student even though I was given full exemption. My daughter who is over 18 lived with me she was pregnant and on income support they say I am not fully exempted from pay council tax because a second adult was living with me. They say I owe £672.75 for 2005-2006

    Miss W


  13. #13
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    Default Re: Balliffs will not accept my offer of payment

    Quote Originally Posted by Miss W View Post
    they say I am not fully exempted from pay council tax because a second adult was living with me.
    The second adult was on a means-tested benefit so i'm sure you would have been able to claim c.tax benefit for this period.



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE