Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
How did you get on with YCC / DAF ? Having some problems with them myself.
Hi becnrich. If you explain what the problem is, we might be able to help you further.
This thread appears to be " overun " with all sorts.
TC.
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I Wish you everything you wish yourself.
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NatWest Claimed £1,639. Accepted £1,344.
Natwest Paid me again as GOGW £1,656. Yes they can have it back if they say please.
Barclays 1 Claimed £1,260. Won by default. Paid in full
Barclays 2 Claimed £2,378. Won by default. Paid in full
Birmingham Midshires. Claimed £2,122. Accepted £2,075.
Currently fighting DAF through the courts, they want 4000 odd pounds off us and have applied for a charge on my property, even though it clearly states in clause 7 ( Additional Insurance Protection ) of the credit agreement, "If you are joint customers, do you understand that only the first named person is insured for payment protection."
My wife is the first named person. So according to clause 7 I am not covered by payment protection. If this is so, how can they apply for a default judgement against me for PPI that I am not liable for and for a charging order on a property that is also in my name?
I also suspect PPI was mis-sold as they only asked us if we were off work at that time with any ailments. The answer was no. They did not ask if there was any longstanding medical or health problems, of which my wife has two which she discloses quite freely to any and all insurers that ask.
The credit agreement was signed 04 / 12 / 2004.
While this case was going through litigation YCC / DAF sold the debt to a collection agency. Is this legal ?
Click on the above link to place your order - payment by Paypal.
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Sorry, but I cannot deal with your case by PM - please ask questions in your own thread. If you do not get a reply within 48 hours send a PM, with a link to the relevant thread, to any Site Team Member.
DO NOT SEND QUESTIONS ABOUT YOUR CLAIM TO ADMIN, or our WEBMASTER - YOU WILL NOT RECEIVE A REPLY.
Advice given is purely my opinion, and is not based on any legal training.
Click on the above link to place your order - payment by Paypal.
_________________________ _______
Sorry, but I cannot deal with your case by PM - please ask questions in your own thread. If you do not get a reply within 48 hours send a PM, with a link to the relevant thread, to any Site Team Member.
DO NOT SEND QUESTIONS ABOUT YOUR CLAIM TO ADMIN, or our WEBMASTER - YOU WILL NOT RECEIVE A REPLY.
Advice given is purely my opinion, and is not based on any legal training.
Re: Payment Protection Insurance
The Consumer Forums
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Originally Posted by becnrich
