Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Just making some enquiries about SAR's? is that the right term for claiming back unfair bank charges?
I had an account with first direct, a loan, overdraft and acrued quite a few charges before defaulting the account and them closing it.
I was paying a reduced fee with interest frozen but now in the hands of a DCA, the amount is 9.5k, they are getting heavy now so i wrote and told them i requested CCA information and only contact in writing.
Who do i SAR? first direct or the DCA dealing with debt?
Same with Natwest, got stung for fees on my account for going OD and lots of fees for late payments on a 11.5k credit card, do i SAR Natwest?
THe DCA that is dealing with the 11.5k credit card has not been intouch for 12 months as they said don't pay and we will review your account and be intouch.
So do i let sleeping dogs lie and CCA them if they ever get intouch or prompt them for SAR?
7. Thinking of a Full & Final Settlement?Read Here
my views are my own...seek legal advice if ness
NEVER EVER - act on a private message asking you to visit another website, make contact 'off list' or by telephone
- alert the siteteam IMMEDIATELY by hitting the black warning triangle on any message - Particularly if this results in a request to pay a fee to help you.
rather than hittting to be my friend - hit the star
Reclaiming bank charges when account is closed?
's? is that the right term for claiming back unfair bank charges?
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