Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I recently wrote to my bank (Woolwich) asking them to supply me with a list of charges levied on my account of the past 6 years and that they were legally obliged to under the DPA. They responded, almost immediately, with only 4 years worth of data stating that they don’t hold 6 years of these records and that to get this information I would have to request, and pay for, individual statements at a charge of £5 each.
Where do I stand on this? Is there anyway of getting them to supply this information Free of Charge?
thanks for any suggestion or information you can give.
I don't understand that they don't hold anything further back than 4 years but they will find them for you if you pay!
Make a complaint to the Information Commissioner straightaway but then to hurry it all up, go back to the bank and complain about their refusal and give them a copy of the complaint which you have sent to the Commissioner.
Organisations like the bank will have a specific person or department appinted to deal with DPA an Freedom of Information issues.
Get hold of that person and send them a copy of your complaint. I woldn't be at all surprised if you got your other statements by return of post
They are all up to this little trick - I am going to get a list of charges from Barclaycard in the hope that they do to.
How can I start legal proceedings against them when they refuse? I would love to get this into a court with them and thrash this issue out once and for all.