Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    jinx_uk_98 Novitiate

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    Default Being charged for old statements - (Woolwich)

    Hi guys,

    I recently wrote to my bank (Woolwich) asking them to supply me with a list of charges levied on my account of the past 6 yearsicon and that they were legally obliged to under the DPA. They responded, almost immediately, with only 4 years worth of data stating that they don’t hold 6 years of these records and that to get this information I would have to request, and pay for, individual statements at a charge of £5 each.

    Where do I stand on this? Is there anyway of getting them to supply this information Free of Charge?

    thanks for any suggestion or information you can give.

    cheers

    Kev

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  2. #2
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    IF YOU HAVE MADE a official request under the DPA 1998, you must inform the information commisioner immediatly.

    the IC should take the appropriate action againt the bank as they have broken the law.

    the dpa states they have upto 40 day to produce after a request is made, this is the max.(after the 40days have passed)

    however make sure you make you requests via recorded delivery, otherwise you have no proof they recieved it.

    They can and has been known for them to just say we did not receive anything.

    If they have broken the law regarding the dpa, it can only be a plus to your case.


  3. #3
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    I don't understand that they don't hold anything further back than 4 years but they will find them for you if you pay!

    Make a complaint to the Information Commissioner straightaway but then to hurry it all up, go back to the bank and complain about their refusal and give them a copy of the complaint which you have sent to the Commissioner.
    Organisations like the bank will have a specific person or department appinted to deal with DPA an Freedom of Information issues.

    Get hold of that person and send them a copy of your complaint. I woldn't be at all surprised if you got your other statements by return of post


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    Site Team The Consumer Action Group Docubot has disabled reputation

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    They are all up to this little trick - I am going to get a list of charges from Barclaycard in the hope that they do to.

    How can I start legal proceedings against them when they refuse? I would love to get this into a court with them and thrash this issue out once and for all.



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE