Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE
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  1. 6th December 2007 11:56 #1
    fanny2002 fanny2002 is offline
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    Default got a letter this morning

    Hi all sent Lloydsicon a SARicon 17 weeks ago got nothing, so sent a letter to them asking for all my payments back 8 weeks ago got nothing back, so yesterday sent my complaint form off to the fosicon, today letter arrives from Lloyds TSB insurance sorry we are not paying you back etc because our insurance covers the self employed, still no SARicon though plus they said regarding the loan you took out with us in Feb 2007, when the loan was taken out in Jan 2002 and finished in feb 2007 What do you all think are they just fobbing me off, i am going to send a copy of the letter to the FOS and tell them i still have not recieved my SAR.

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  2. 6th December 2007 12:44 #2
    ChloeJane
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    Default Re: got a letter this morning

    Hi,

    You can make a complaint with the Information Commissioners Office.

    Click here.

    Just to check that with the Subject access requesticon you sent £10???

    If so, check that the cheque has been cashed.

    Will wait for you to post back, but there are options for Subject Access Requests and making sure that you get compliance.

    CJ

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  3. 6th December 2007 12:55 #3
    fanny2002 fanny2002 is offline
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    Default Re: got a letter this morning

    HI thanks for your reply yes sent the £10 they have not cashed it. when the loan finished i destroyed all the paper work except for bank statements dont remember getting a policey from them but no i paid about £50 a month in insurance payments its the bit about covering the self employed i dont understand and cant check it.

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  4. 6th December 2007 20:22 #4
    hellhasnofury hellhasnofury is offline
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    Default Re: got a letter this morning

    Hello,

    Did you sent the request recorded delivery so you know that they received it. They know if you sent it normal post and can state that they did not receive it. They did not cash the cheque as they would have entered into a statutory contract with you. Stalling tactics:o

    Check out the above and then either sent them a request recorded delivery, If you did send it recorded delivery, then sent them a non-compliance letter (bank template letters, on the main page)

    Don't allow them to control this.

    If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW
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  5. 6th December 2007 20:33 #5
    fanny2002 fanny2002 is offline
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    Default Re: got a letter this morning

    Hi yes i did send it recorded will have to check if they signed for it they have deffinatly not cashed the cheque. has anyone had a letter back from them saying that there insurance covers the self employed i am sure it does not i dont think they even looked up my account as they said i could cancel the insurance if i wanted, how can i cancel it when the loan finished in Feb.

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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE