Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Paul Martin Novitiate

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    Default Claim Assistance?

    Hi there everyone,

    I'm after some advice please. I started a claim against Lloydsicon TSB back in June and then the OFT court case loomed and my claim with Lloyds was put on hold.

    I did receive a gesture of goodwill paymenticon for £750 from the bank which I accepted with the proviso of it being a partial settlement just like advised on this site etc.

    Lately, I've started to receive charges once more from the bank and therefore I am keeping a running tally of my charges.

    Is it worth pushing this forward once again with Lloyds? Has anyone had any joy with claims since the OFT court case started with the main high street banks?

    I'd really like to get this claim rolling once again but I don't want to do it in vain.

    Any help would be appreciated.

    Thanks,

    Paul

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  2. #2
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    Default Re: Claim Assistance?

    When you say started a claim, I presume you actually filed your claim in court.

    It is futile really to attempt anything until after the OFT test case if your case has been stayed.

    If I have been helpful please click on my star and add a comment.

  3. #3
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    Default Re: Claim Assistance?

    Quote Originally Posted by GuidoT View Post
    When you say started a claim, I presume you actually filed your claim in court.

    It is futile really to attempt anything until after the OFT test case if your case has been stayed.
    I didn't get as far as the the legal action, just letters to the bank and they said that all claims had been put on hold pending the action by the OFT so I naturally held off for the time being.


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    Default Re: Claim Assistance?

    Providing paying the court fee does not cause you any unnecessary hardship, then I would add up all your charges to date and file the claim at court. I presume this is a personal and not a business claim.

    Be prepared for the matter to be stayed though.

    This way interesticon can be claimed and you have less of a potential 6 year limitation problem. Further it should make you a priority payout after the test case - presuming of course the OFT are successful.

    If I have been helpful please click on my star and add a comment.

  5. #5
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    Default Re: Claim Assistance?

    Thanks for the assistance, that makes absolute sense to me.



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE