Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


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  1. #1
    Basic Account Holder
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    Default Are any banks still settling? or waiting test case outcome?

    Hi,

    I have lost touch with what has been happening lately and was just wondering if any of the banks/building societies/credit card companies are still settling claims out of court?

    I know some have applied to put claims on hold until the test case is decided in a few months, but have all done this? or are some still being reasonable?

    Thanks

    Anna

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  2. #2
    Site Team freakyleaky Authoritative freakyleaky Authoritative freakyleaky Authoritative freakyleaky Authoritative freakyleaky Authoritative freakyleaky Authoritative freakyleaky Authoritative freakyleaky Authoritative freakyleaky Authoritative freakyleaky Authoritative freakyleaky Authoritative freakyleaky's Avatar

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    Default Re: Are any banks still settling? or waiting test case outcome?

    Most cases are being stayed at the moment. There are some still being won but these are mainly credit card and business claims.

    With the test case only a few weeks away Judges are even more inclined to allow any applications for stays.

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  3. #3
    littlesally
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    Default Re: Are any banks still settling? or waiting test case outcome?

    If you take a look through the **WON** threads they will show you how many wins lately.
    There are still quite a few so ignore anyone telling you not to bother at the moment! Just don't raise your hopes.

    Sally x


  4. #4
    Site Team freakyleaky Authoritative freakyleaky Authoritative freakyleaky Authoritative freakyleaky Authoritative freakyleaky Authoritative freakyleaky Authoritative freakyleaky Authoritative freakyleaky Authoritative freakyleaky Authoritative freakyleaky Authoritative freakyleaky Authoritative freakyleaky's Avatar

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    Default Re: Are any banks still settling? or waiting test case outcome?

    Who is advising people not to bother Sally?


  5. #5
    littlesally
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    Default Re: Are any banks still settling? or waiting test case outcome?

    Just noticed little remarks of 'whatever you do they won't pay out until after the court case' etc, which could make people think 'why bother'.

    Sally x


  6. #6
    Site Team freakyleaky Authoritative freakyleaky Authoritative freakyleaky Authoritative freakyleaky Authoritative freakyleaky Authoritative freakyleaky Authoritative freakyleaky Authoritative freakyleaky Authoritative freakyleaky Authoritative freakyleaky Authoritative freakyleaky Authoritative freakyleaky's Avatar

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    Default Re: Are any banks still settling? or waiting test case outcome?

    If you see any remarks like that can you put the poster right!
    Thanks!


  7. #7
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    Default Re: Are any banks still settling? or waiting test case outcome?

    My understanding is that credit card claims are not affected by the test case but, when I filed some papers recently for my bro, a staff member explained that cases were being stayed. I said that credit cards were different but didn't push it as at the end of the day it might be her passing it to the judge.

    I hope the judge will have a different opinion if not but if so hey ho the debt can't be enforced for some time. Shame that!


  8. #8
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    Default Re: Are any banks still settling? or waiting test case outcome?

    also I've had the odd £12 wiped off with one letter but that's nothing unusual.



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