Have any banks actually turned up in court to defend themselves yet?

**Odie** · 3rd December 2007 21:44

....and won? Lost?

Is this like the bank charges reclaiming used to be? i.e. a sure thing if your paperwork was correct?

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**alanfromderby** · 3rd December 2007 22:38

Nothing is ever a "sure thing", but the background legislation looks to be solid - especially where the product has clearly been missold icon

.

There has been talk of some potential test cases - but, as with bank charges, it depends on a bank/loan company wanting to take the risk of a legal precident being set.

**puddinpie** · 5th December 2007 10:21

I will let you know on 8th January !!!

Im against Studio Cards Express Gifts. Claim is very small £86 + 8% stat int + cost (total around £160)

They are adamant they will attend court to defend the claim.

**Odie** · 5th December 2007 12:11

Good luck then. I will watch this thread to see how you get on.

**binkhus** · 5th December 2007 12:58

when i was claiming my husbands back we didnt hear anything from the bank for ages so went to court on the day and the clerk told us Barclays icon

barrister was already there.... i almost pooed myself thinking i would have to defend in court but it turned out they were sendind letters to our old address and just wanted to pay up there and them. lol

**alanfromderby** · 5th December 2007 15:41

Nice.

**bathgatebuyer** · 5th December 2007 22:12

I'm going to be going to Court with the Halifax icon

over my PPI icon

mis-selling claim.
They've not provided me with a valid CCA as it doesn't contain all the requirements of one, they've sent me one claiming that it's in my handwriting which is blatantly isn't, and they never told me of any terms and conditions icon

which would effectively exclude me from claims as they never provided details of the terms and conditions icon

or a policy schedule.

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