Thread: test case

hi just a question, can i still claim for my charges, as everyone else has done, before the oft test case is heard? and is there a date for the test case? thanks

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can i still claim for my charges, as everyone else has done, before the oft test case is heard?

Yes, just follow the guidelines:
STEP-BY-STEP INSTRUCTIONS
Example Step-By-Step Instructions

Guide to Reclaiming Bank Charges
Guide To Reclaiming Bank Charges **##~~~~**##~~~~ Read This First !!

and is there a date for the test case?

January 14th

Sorry what is a test case and how will that date effect the claims??
Thanks!

Originally Posted by sallysas

The test case is concerned purely with currant accounts and whether it is legal for banks to charge us so much (put simply). The date of the test case has no bearing on when you file your N1 at court - regardless of what the banks try and imply. Just stick to the guidelines and if you end up filing at court and the test case takes some time to resolve the issues you are still gaining interest at 8%.

If your income is derived purely from benefits or you can prove you are a 'hardship case' you might get a result sooner rather than later. Just do lots of reading over the next few days to get a feel for what you can expect.

alright... so does that mean that I shouldn't claim my money for two Natwest accounts - current account and credit card?

Thank You ever so much!

Do the credit card account separately, as a separate claim. The test case doesn't apply to credit cards, so you should be able to get the credit card charges sorted fairly quickly.
Just done my husbands, absolute pushover! Had to file at court but after that it was easy. Natwest got Cobbetts solicitors on the case but they were easy to deal with. If you need any help on the credit card side of things let me know.

MsIsland, best thing would be to start your own thread, then post any quries on there. MsIsland - v Natwest Credit Card or something similar. Then more people will see it and be able to help.