Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default Constant Calls by unknown number

    Hello all - I have been receiving up to 6 calls a day from this number - 08708503492- asking for my ex-partner.

    We know longer live together and i have moved house since we split up but i kept the same landline number.

    Is a DCAicon? and if so how an i stop them constantly ringing me - the last call i received was this morning.

    Any advice would be greatly appreciated.

    Regards Sandbag.

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  2. #2
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    Default Re: Constant Calls by unknown number

    Try ringing it from a callbox


  3. #3
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    Default Re: Constant Calls by unknown number

    Also, you may wish to contact the credit reference agencies to make sure you are no longer financially associated on their records

    if your ex's name appears on your credit file ask for it to be removed, you are legally entitled to do this

    regards
    paul


  4. #4
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    Default Re: Constant Calls by unknown number

    Thanks for your prompt replies- i will look at the credit reference agencies as i dont want to be financially connected to him but as far as i'm aware our finances were seperate when we were together.

    After googling the number i think it is the Halifaxicon and i know he had a credit card with them.

    Thanks again
    Sandbag.


  5. #5
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    Default Re: Constant Calls by unknown number

    Quote Originally Posted by sandbag View Post
    After googling the number i think it is the Halifax and i know he had a credit card with them.
    Sounds right. I get it listed as:

    Bank of Scotland (HBOSicon) - Debt recovery

    and Halifax are part of the HBOS group.



  6. #6
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    Default Re: Constant Calls by unknown number

    Thanks Fermi - now how do i get them to understand that he does not live with me!

    Regards sandbag.


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    Default Re: Constant Calls by unknown number

    Hi Sandy,

    There is a letter here which may help - http://www.consumeractiongroup.co.uk...se-letter.html

    Trouble is, you'd need to have an address and Ref. No. and I doubt that you want to disclose your current address to them.

    If you did, however, the letter should work for you when you explain that you're seperated.

    Just my 2p worth.

    Slick

    Link 1. OFT Debt Coll'n Guide - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/oft664.pdf
    Link 2. Checking your credit Agreement - http://www.consumeractiongroup.co.uk...greements.html
    Link 3. Interest Tutorial - http://www.consumerwiki.co.uk/index....erest_Tutorial
    Link 4. OFT Guide re s.78 CCA1974 Requests - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/OFT1272.pdf

    Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.

    If I've been helpful, please click my scales.

  8. #8
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    Default Re: Constant Calls by unknown number

    You moved and kept the landline, is he still at the old address? Either way, this slight adaption of the telephone harrassment letter should work.
    Re: Harassment by telephone

    INCORRECT TELEPHONE NUMBER: XXXXXX
    YOUR CLIENT: XXXXXXX

    Dear Sirs

    I am writing in relation to the quantity and frequency of telephone callsicon that I have received from your company for XXXXX, which I deem to be personally harassing.

    I have verbally requested that these stop as XXXXXX does not live at my address, but I am still receiving calls. Furthermore, you can see this for yourselves if you actually check records properly.



    I demand that all further correspondence from your company to be made in writing only to your cleint.

    I am of the view that your continued harassment of me by telephone puts you in breach of Section 40 of the Administration of Justice Act 1970, and the Protection from Harassment Act 1997.

    If you continue to harass me by telephone, you will also be in breach of the Communications Act (2003) s.127 and I will report you to OFCOM, Trading Standards, The Office of Fair Trading and the Finance Services Ombudsmanicon, meaning that you will be liable to a substantial fine.

    Be advised that any further telephone callsicon from your company will be recorded.
    (**Even if you don‘t yet have recording equipment!!**)



    Yours faithfully,



    [NAME HERE]
    .

    NO ADDRESS



  9. #9
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    Default Re: Constant Calls by unknown number

    i had a similar thing with HBOSicon (halifax) same number as u listed, upto 18 calls a day. often no one there if answered, it was on auto-dial. the police were great, so were BT, who intercepted calls, and gave me a new number in the end. police were able to stop it but the new number came 1st.


  10. #10
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    Default Re: Constant Calls by unknown number

    Thanks for all your replies - very helpful indeed.
    I think i will try BT and get the number barred if a i can - if not i will send one the letters suggested.

    Thanks again for all your help its much appreciated.

    Regards Sandy.



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE