Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I had an account with alliance and leicester which went into default in 2005 due to a number of bank charges that i couldnt afford to pay, one month alone the charges where nearly £350 which was the final straw for me, in an effort to clear up my debts i would like to sort this out so its settled, the default amount is for £800, charges and interest are a little shy of that (accrued in under 6 months) what would be my best course of action here? as in an ideal world i would like to come to an agreement with them where i pay the difference and the matter is closed and my credit record updated of this, any advice on this appreciated
Looks like you will have to get them to refund your charges through the court. Like you say it would be great if they would agree to let you pay the difference and that was that. I can't see this happening, you could always give them a phone and ask but I'd have my doubts.
Regards.
Scott.
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Defaulted account
are a little shy of that (accrued in under 6 months) what would be my best course of action here? as in an ideal world i would like to come to an agreement with them where i pay the difference and the matter is closed and my credit record updated of this, any advice on this appreciated
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