Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
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  1. #1
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    baslow138 Novitiate

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    Default How do you calculate PPI on a credit card account?

    I think that Cap1 have ticked PPIicon on my' application form/ credit agreement' without my consent. How you I work out what to claim back?

    Thanks

    baslow

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  2. #2
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    Default Re: How do you calculate PPI on a credit card account?

    Quote Originally Posted by baslow138 View Post
    I think that Cap1 have ticked PPIicon on my' application form/ credit agreement' without my consent. How you I work out what to claim back?
    Hi baslow

    It should show up on your credit card statements. If you haven't got them, send Cap 1 an SARicon.

    Steven

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  3. #3
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    baslow138 Novitiate

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    Default Re: How do you calculate PPI on a credit card account?

    I can only assume that although it was ticked on my application form ( not by me I hasten to add) that they didnt actually enrol me on it as when doing my schedule 1 spreadsheets there was nothing indicating protection payments


  4. #4
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    Default Re: How do you calculate PPI on a credit card account?

    On my Statements it did say payment protection payments. If this is not ticked by you, and i believe you have an application form only, you should claim it all back with Compounded interesticon.


  5. #5
    Site Team steven4064 Authoritative steven4064 Authoritative steven4064 Authoritative steven4064 Authoritative steven4064 Authoritative steven4064 Authoritative steven4064 Authoritative steven4064 Authoritative steven4064 Authoritative steven4064 Authoritative steven4064 Authoritative steven4064's Avatar

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    Default Re: How do you calculate PPI on a credit card account?

    Quote Originally Posted by ukaviator View Post
    On my Statements it did say payment protection payments. If this is not ticked by you, and i believe you have an application form only, you should claim it all back with Compounded interesticon.
    But the questiuon was, how does he know how much he paid? Surely, if it is not on the statements, the answer could very well be, nothing.

    Steven

    Using CAG Toolbar will generate much needed income - Download Here

    Confused by Simple Interest? Confounded by Compound Interest? Read my Interest Tutorial

    My Wins

    GE Money Won unconditionally May 2007
    NatWest
    Won unconditionally August 2007
    Brighthouse Won unconditionally August 2007
    Goldfish Won unconditionally April 2008 (including CI on the basis of Sempra)
    Clydesdale Financial Services (now BPF) Won unconditionally February 2008

    Any opinions are without prejudice & without liability. Do not take any legal action on my advice alone. Almost everything I know concerning the law I learned from this site.

    Please note, I will not give advice by PM. Please
    send a link
    to your thread and I will do my best to answer there.

  6. #6
    Site Team ukaviator Authoritative ukaviator Authoritative ukaviator Authoritative ukaviator Authoritative ukaviator Authoritative ukaviator Authoritative ukaviator Authoritative ukaviator Authoritative ukaviator Authoritative ukaviator Authoritative ukaviator Authoritative ukaviator's Avatar

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    Default Re: How do you calculate PPI on a credit card account?

    All of the statements i have seen quite clearly say "Protection Insurance" and the cost that month. If it is'nt there, then i don't think Baslow is paying any.

    They have a PPIicon dept on a different phone number to the ones on their paperwork and website. I will post later as i am at work.

    This has only come to light by myself yesterday. I spent 3 hours on the phone talking to this lot about PPI. The underwriter is AXA insurance, so they are next on my list to get in touch with.


  7. #7
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    Default Re: How do you calculate PPI on a credit card account?

    I can only think that whoever ticked it had second thoughts about actually actioning it illegally


  8. #8
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    Default Re: How do you calculate PPI on a credit card account?

    This is the number for Capital Oneicon's PPIicon dept i came across on Thursday:

    0800 422 0289

    This is there PPI line complaints and information number.



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