Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE
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  1. 29th November 2007 11:46 #1
    almikenina almikenina is offline
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    Default lloyds ppi on credit card

    i am trying to get the PPIicon back on a Lloydsicon bank credit card.
    i had a letter yesterday saying that they would not repay me the insurance..79p per hundred..as if i had claimed during the time i was paying they would have accepted my claim!!
    i doubt this very much as i am retired ...and have other insurance for medical and life....
    i was pushed into this insurance the day i had to ring them to verify that i had received my card..so i have never signed for it....the guy was so insistent and i had other things on my mind that i agreed to a months trial!!.the letter i received had the date of this call and made it appear as if i had contacted them for insurance...sly eh?
    but with no documentation.
    Have a chance of getting my money back..
    ive been paying this obsolete insurance..it doesnt cover me..since 2004
    be glad of any help
    and by the way i have got back the ppi i have been paying on a loan with lloyds without much trouble..and they will payin full with goodwill interesticon..what does that mean
    and how can i calculate the inteest on 3249k over 4 years..the loan wa 5 years and has a year to run.

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  2. 29th November 2007 17:46 #2
    alanfromderby alanfromderby is offline
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    Default Re: lloyds ppi on credit card

    I would first do a DSAR for full disclosure. This should also get you transaction details and the relevant interesticon rates that have applied over the years.

    If you can show that you had alternative cover and never needed this insurance then that should be fine - and the fact that it did not cover you anyway from 2004 should prove that beyond all doubt.

    Alan, Derby, UK.



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE