Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi everybody I am just about to embark on a crusade with Barclay's over my Barclay card charges. I have written to them and sent my cheque. The information was received in todays post . Something worth noting is the information held on microfilm. Barclay's state clearly that it does not fall within the the definition of relevant filling System. Now i thought it was all included. But having said that they have as a good will gesture sent me the full 6 years. How nice of them. Earlier in the year i made an attempt to get my charges back and i was given £276.00 . This was credited to my account without any chance to accept or reject. I am not wanting any money in my account as it is money i have forked out over the years.
What they said was that it was the difference between the actual amount and the OFT recommendations of the £12.00 but no interest included. What did they do then but prevented me drawing cash on my card and reduced my credit limit buy £250.00 Isn't that strange.
It was on account of them being responsible lenders and to make sure i didn't draw cash and overdraw. I had not drawn any cash in the 6 year period.
They built up my account by not only adding on late payment charges but also adding over the limit charges which was caused by their late payment amount. Which in fact was charges upon charges. I wrote complaining about that several times in the past few years,without any response I shall charge them for those letters.
My Total amount stands at £1050.00 minus the £276.0 already credited to me. With the added interest and other cost it should be round about the original figure To be honest Barclays used the card more than i did
Have a look at my B/card thread, I have just won against them at the very last minute (literally, we actually went to court).
They will try to barter you down, but in the end, if you stand your ground, they'll pay. What you need is patience, though, because they sure as hell take their sweet time.
Any questions, holler. ;-)
Apologies to people who I was in the process of helping, I may be gone some time.
Barclaycard Charges
. How nice of them. Earlier in the year i made an attempt to get my charges back and i was given £276.00 . This was credited to my account without any chance to accept or reject. I am not wanting any money in my account as it is money i have forked out over the years.
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Re: Barclaycard Charges
