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Living abroad - can UK resident husband's debt be passed on to foreign debt collector
Once again a long title but I couldn't think how to summarise it.
AIC is chasing my husband for a business loan in his name only that he took out before we were married. They told me today that they are going to pass the matter on to the french authorities despite the fact that my husband is not resident in France either for tax or domicile. I live here with our children in a jointly owned house and he spends a few months a year here in between work in the film industry. Anybody know if they can do this?
Re: Living abroad - can UK resident husband's debt be passed on to foreign debt colle
If it is a UK agreement then UK laws should apply to it. If they are saying that French laws apply then that is a different kettle of fish entirely. I doubt that there will be anyone on here that's an expert on Consumer Credit Law in France.
Re: Living abroad - can UK resident husband's debt be passed on to foreign debt colle
No, he wasn't saying French law applies just threatening to pass it to the French authorities. Personally can't see how he can but as there are 300,000 british people living in France I thought on the off chance, there might be someone else in the same situation. Thanks for your response anyway.
Re: Living abroad - can UK resident husband's debt be passed on to foreign debt colle
The process is simplified now - it used to be the case that in the UK the debt had to be registered with the High Court with appeal rights etc etc. It's all to do with the EU being one market. But as Vortex points out - that's if it gets to the enforcement stage. I doubt this will.
Re: Living abroad - can UK resident husband's debt be passed on to foreign debt colle
Thanks for the links Vortex. Looks like they have to get a CC judgement before they can do anything and I can't see how DCA can try and enforce something on someone in a foreign country when they are UK resident. Just have to wait and see I guess.
Re: Living abroad - can UK resident husband's debt be passed on to foreign debt colle
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Iam planing to move to india for a year and I owe a lot of money to my creditors will they chase me for it.
my property are in joint names my wife and I and I also have a lot of equity .can they force a sale to recover the money
Iam planing to move to india for a year and I owe a lot of money to my creditors will they chase me for it.
my property are in joint names my wife and I and I also have a lot of equity .can they force a sale to recover the money
It's a bit vague. As I understand it there is no way a debt can be passed to an Indian DCA, assuming such a thing exists. But, is your equity in UK?