Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


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  1. #1
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    Lightbulb Loss of personal data by HMRC question

    Hi,
    in light of the loss of the data discs with 25m peoples details on it by HMRC would there be any way someone who's details were lost could end up sueing HMRC for the loss i.e. negligence and the stress people may incur with the threat of their details being used for fraudulent purposes? etc??

    Just thought I'd ask to see if this would open up a huge can of worms and get other peoples thoughts on this

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    Default Re: Loss of personal data by HMRC question

    Hi falcon185,
    I received my letter from HMRC this morning and I am one of those lost data.
    I'm livid that all my family details are out there somewhere and possibly being used and abused.
    As the letter says we are the ones that now have to take 'precautionary steps to protect yourself'.
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  3. #3
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    Default Re: Loss of personal data by HMRC question

    Hi

    I also received my letter this morning,and I am just disgusted. The statement " This will not affect your Child Benefit payments" as though that is all we are going to worry about.
    and also " If you are the innocent victim of banking fraud you will not have to pay" I just can't see it being that easy to be honest.


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    Default Re: Loss of personal data by HMRC question

    Hi Night Owl,
    thanks for contributing to this thread, as the letter states we are the ones that now have to take " precautionary steps to protect ourselves" We shouldnt have to do this, like everyone else, your details were entrusted to HMRC and they failed to take care of sensitive data belonging to you. How can they not be held responsible for 7m peoples bank account details etc going missing from their custody???
    Beggars belief doesnt it?
    And sending out a letter after the horse has bolted so to speak!

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  5. #5
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    Default Re: Loss of personal data by HMRC question

    Hi mrsc,
    I see the banks have stated that they will repay anyone who falls victim of fraud due to HMRC data loss but have also asked whether the Government will reimburse them too.......... as yet the Government have not replied. Typical eh?? Head and sand time for Labour!!!!

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    Default Re: Loss of personal data by HMRC question

    Hi falcon185

    I just can't see it being that easy,luckily I don't use that account much,just set up for standing orders etc. It's not just about the banking tho they have my childrens names and dates of birth and address,and also my national insurance number, now I am careful not to give out my details, shred everything with my address etc, and they go and lose it.

    It's just so annoying

    Maybe whoever has the information might not act on it at the moment.

    Maybe I am just being too paranoid


  7. #7
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    Default Re: Loss of personal data by HMRC question

    sorry forgot to add something Falcon185

    as you have said in your post "they have not replied", wonder why ?


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    Default Re: Loss of personal data by HMRC question

    I got a that letter too. Luckily I refused to have my child benefit paid into my bank account and remained with the Post Office but even so, the thought of my NI no, name, address and children's full details being out there makes me livid!

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    Default Re: Loss of personal data by HMRC question

    I find it amazing that the chancellor quite clearly said, in his statement to parliament, that the Banking community were monitoring all the accounts to ensure no fraudulant activity is taking place. Subsequently, the banking community have stated that, in fact, they are not monitoring all the accounts at all, but just a sample.
    The chancellor should be hauled back to parliament to explain why he assured the public their accounts were being monitored when, in fact, only a small sample were.


  10. #10
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    Default Re: Loss of personal data by HMRC question

    they also said that the banks would reimburse anyone who had been a victim of fraud due to the governments negligence, hmmmm sounds like a cop out as how can you prove it was the government information that led you to be defrauded?

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  11. #11
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    Default Re: Loss of personal data by HMRC question

    I totally agree with you Lula,
    the Banks are also asking the question, Will the Governement reimburse them if they have to reimburse a customer? Although the Government stated the Banks will reimburse customers they didnt say they would cover the cost to Banks, the Government should compensate the Banks if they have to reimburse customers, the Banks are not responsible for the Governments cock ups so why should the Banks have to foot the bill??

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  12. #12
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    Default Re: Loss of personal data by HMRC question

    received my letter ysterday morning too, now how did i guess there'd be one with my name on :grin:
    the banking issue isnt such a worry to me as the paedophile ring/rings are to be honest
    honey x

    ps. helloooooooooo there Night Owl


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    Default Re: Loss of personal data by HMRC question

    In my letter it stated that they would contact my banks, building society, post office account and advise them as to what has happened. And they actually did! I checked.

    My bank (N/W) have also contacted me (In response to being contacted) and informed me that they have put a notice on my credit file regarding the co*k up to ensure thorough checks are done before anyone can open new accounts, gain credit etc. in my name. Not sure how watertight this will be but at least they did something.

    It did make me chuckle to see that even though they said they had lost my kids names, my NI no. etc they still managed to send me the letter properly addressed displaying my supposedly lost NI no.


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    Default Re: Loss of personal data by HMRC question

    Quote Originally Posted by honey5 View Post
    the banking issue isnt such a worry to me as the paedophile ring/rings are to be honest
    Please try not to let the tabloids get to you - remember that scare and outrage sells papers.


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    Default Re: Loss of personal data by HMRC question

    Also statistically there are no more violent/sexual crimes against children now that there was 40, 50 or even 60 years ago

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    Default Re: Loss of personal data by HMRC question

    Well I'm pleased to see this has sparked a lively and healthy debate

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  17. #17
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    Default Re: Loss of personal data by HMRC question

    Quote Originally Posted by flappy View Post
    .

    It did make me chuckle to see that even though they said they had lost my kids names, my NI no. etc they still managed to send me the letter properly addressed displaying my supposedly lost NI no.
    None of your data has been "lost" off their system, hence they can quote your NI no. What has been lost is CD's containing copies of your records rather than the actual records themselves.


  18. #18
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    Default Re: Loss of personal data by HMRC question

    Quote Originally Posted by make them aktiv runners View Post
    None of your data has been "lost" off their system, hence they can quote your NI no. What has been lost is CD's containing copies of your records rather than the actual records themselves.
    Not a very well worded letter then as it states that the data has been lost, still - if they can lose things as important as they have a poorly worded letter is the least of their problems!


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    Default Re: Loss of personal data by HMRC question

    I also have recieved one of these letters and am discussted by there claim that they believe the data to still be on government property.
    This is mere speculation.

    It is just me or is any one else concideringlegal action for breaking the DPA act and gross negligence. ??


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    Default Re: Loss of personal data by HMRC question

    Definately looking into options regarding claiming compensation for this situation. I find it very worrying that this information could be anywhere and this has raised some serious issues regarding the training and development of staff who have access to this information. Also, I take issue with the poor quality letter sent out as an apology, I mean...come on, learn how to write a decent letter! I am watching this site with great interesticon to see if any there is anything we can do collectively to force these so called leaders to stand up and be appropriately accountable.



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