Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default Barclaycard Passed My Debt To Mercers Advice Sought

    Hi,

    I currently have arrears on my barclaycard which I am aiming to clear within the next week or 2. I have had a letter from Mercer who I understand from other threads is a dormant company and is owned by Barclaycard.

    I want to pay some of the money today - is my best bet to pay barclaycard direct and then write to Mercers to tell them what I have done/will be doing?

    Any advice on how to proceed gratefully received.

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  2. #2
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    Default Re: Barclaycard Passed My Debt To Mercers Advice Sought

    Mercers are B'cards in house pseudo DCAicon.
    Try and deal directly with B'card rather than any third party.
    Ignore Mercers as they will do they same to you.
    Also NEVER speak to them on the phone as they pay no attention to what you have to say.

    Be VERY careful whose advice you listen too

  3. #3
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    Default Re: Barclaycard Passed My Debt To Mercers Advice Sought

    Thank very much for that advice - funnily enough I have just received a letter saying that I need to pay the amount to barclaycard so I guess that's what I should do.

    Thanks again


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    Angry Re: Barclaycard Passed My Debt To Mercers Advice Sought

    Hi All, not sure im postin this in the right place, (first timer here!)

    Could do with some advice!!!

    Had a call from a company called "Mercers" or something like that, saying they wanted to speak to my partner about money. Have read a few threads which i came accross via internet stating "mercers" a crappy bogus company setup by Barclaysicon to put the frightners on folk! Not sure what to beleive???? everyone seems to be contradicting themselves, anyway... called them back on 0151 473 2528. and got in contact with some snotty nosed cow who demanded money straight away, gave them a bit of bull and said i was a lawyer, suddenly they were all nicey nicey, but still not sure what they do? Any info u can give me would be much appreciated.

    Love Slim


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    Default Re: Barclaycard Passed My Debt To Mercers Advice Sought

    Hi Slim

    Best start a new threadicon on this, & btw try not to speak to them on the phone.

    The only man who sticks closer to you in adversity than a friend is a creditor.

    Debt Collection Charges

    There is no legal basis for a creditor or a debt collection agency acting on its behalf to claim collection costs from a debtor unless there is an express provision in the original agreement.

    Without such provision, collection charges cannot be demanded as a debt due under the agreement.

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    Default Re: Barclaycard Passed My Debt To Mercers Advice Sought

    Slim

    The MODS have started you a thread http://www.consumeractiongroup.co.uk...y-mercers.html

    Click here for great help
    http://www.consumeractiongroup.co.uk...hat-youre.html

    http://www.consumeractiongroup.co.uk...i-dummies.html

    If I have helped please give the scales a press.
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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE