Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    jasmin10 Novitiate

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    Default A&L Refer a friend and get £50 'or not as the case may be

    As you can see this is my first visit so please be gentle as I need some help regarding sending a letter of complaint to my bank.

    I opened a A&L Premier Direct account in March and also referred a friend (my partner). The lady on the phone said that we would both get £50 if she did it for me there and then. No problem, all sorted. I also referred my mum to get another £50.

    After not hearing anything I chased A&L this week and they said that I hadn't met all the criteria. err scuse me yes I have. everything was set up and paid in on time. No they said, you didn't send in the slip for referring your partner. I explained that the lady on the phone had said she sorted everything out and that I didn't need to do anything. The lady told me that I would need to complain in writing. Why, oh why do you have to fight for everything???? I believe that some of you may have a letter template that I can use.

    With regard to referring my mum. they said that I would need her account number. Surely they shouldn't expect people to hand over account numbers and besides as this was a referral I was arranging we did send in the slip, so they should have all these details.

    Any help would be great please as all in all they owe me £150. I know this is probably pence compared to some of the money banks owe you guys.

    Sam

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  2. #2
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    Default Re: A&L Refer a friend and get £50 'or not as the case may be

    Hm not so sure on this one. We usually claim back bank charges, but this is clearly different. I don't think there would be a template for this. All I can suggest is that you get hold of their complaints procedure and follow that, although others may have experienced this and be able to offer better advice.

    Fed up with bank charges?
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    Sign the Petition

    When the Liberals and Conservatives were in opposition they both agreed that banks should pay back high bank charges to customers. Nothing seems to of happened since they came into power as a coalition. PPI insurance has been sorted now they should turn their attention to bank charges and help customers get exorbitant charges refunded.

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    The Consumer Action Group is a free help site.
    Should you be offered help that requires payment please report it to site team.

    Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007
    Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06
    Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

    Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

  3. #3
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    Default Re: A&L Refer a friend and get £50 'or not as the case may be

    I argued this and got not only my sign-up £50 but another £25 for my letter! Yet, I sign-up my brother and this morning I got the same letter as you saying I have not been accepted!! Well I bloody will get this!!!

    Did you want a copy of my letter? Please don't copy it exactly but it'll give you some idea maybe

    Good luck

    ----------------

    Did PM you a copy would be interested to see how far you get, keep us posted

    Help me to help others!


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE