Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
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  1. #1
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    edinburgheire Novitiate

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    Thumbs up claiming over £2250in Scotland

    Hi, should i go for seperate claims of £750 each through the small claims, or 1 claim of £1,500 through the summary clause, anda small claims for £750???

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  2. #2
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    Default Re: claiming over £2250in Scotland

    Like you am looking at a sum of over £750, I have found the Scotland board valuable. http://www.consumeractiongroup.co.uk...splay.php?f=71


    See if there is anything over there that might be of specific help. They also mention the govan law site ... http://www.govanlc.com/

    am trying to get as much info as I can. It seem so unfair the diffences in the law between Scotland and England/Wales, with regard to the small claims issues, however there might be change on the horizon.....


  3. #3
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    edinburgheire Novitiate

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    Default Re: claiming over £2250in Scotland

    Im gonna try the summary clause, for up to £1500, it cost £49. You should try this way, hopewfully the will see ehat is happening and settle before then going on for the £750 through the small claims..


  4. #4
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    Default Re: claiming over £2250in Scotland

    I was, and still am considering summary cause for my next claim. Here is advice from Robertxc

    [/QUOTE] Originally Posted by Robertxc
    Probably not. Things definetly get more complicated in Summary Cause, and you won't be protected from paying costs if you lose, and those could be well into four, if not five, figures.

    In my experience, the Sheriff will give you a lot of help in Small Claims, because it's intended for people who are representing themselves. Summary Cause is intended for lawyers, so you will find the Sheriff much less tolerant if you get the procedures wrong. The risk of having your cased kicked out is much higher in summary Cause. Also, bear in mind that one of the main reason that the banks don't defend these actions is because there is no way for them to recover their costs if they win (in Small Claims). If you do it in Summary Cause, then that disincentive no longer exists...[/QUOTE]

    Bank of Scotland round 1: £740 + costs settled, still sore over the 8% grrr
    Bank of Scotland round 2: £629 +101.15 interest +£39 costs settled.

  5. #5
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    Default Re: claiming over £2250in Scotland

    Good luck.... my claim will be over the two grand mark , so summary cause is no good. Think will divide the claims into years ..

    Keep posting and let us know....

    I have been following fruitycars story over on the Scotland board.


  6. #6
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    Default Re: claiming over £2250in Scotland

    Just to let you all know, my court date was next week, and i recieved in the post the £1500 of my first claim from the bank- Keep it up-



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