Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default Refused goodwill payment paid into account

    Hi

    What it the procedure if Barclaycard credit my credit card account with the goodwill offer that I refused?

    I'm continuing with my online claim and will leave the goodwill amount sitting on the account. Are there any other steps one should take here?
    Hattie

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  2. #2
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    Default Re: Refused goodwill payment paid into account

    Hi.

    Firstly, don't touch the money.

    You acn accept this as partial settlement of your claim and proceed with the rest - there is a letter in the library which you can use.

    All help is merely my opinion only - please seek legal advice if you need to as I am only qualified in SEN law.

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    Default Re: Refused goodwill payment paid into account

    Here is the link.

    http://www.consumeractiongroup.co.uk...ng-offers.html

    Letter 5 is the one you need.

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    Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

  4. #4
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    Default Re: Refused goodwill payment paid into account

    I was offered a lump sum repayment or over £200.00 when the charges are over £1000 no interesticon added either. They then canceled my cash drawing facility ( not that i used it ) and reduced my credit limit by the same amount . Round one to Barclay's NO they will not win round two.

    Cheers .. Dave


  5. #5
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    Default Re: Refused goodwill payment paid into account

    Hi Hattie,

    If I'm right reading the post on your other thread, you're saying this case has been Stayed. Please confirm this.

    If this is so, there's a letter you can send - http://www.consumeractiongroup.co.uk...edit-card.html

    Hope I've read this right, Slick

    Link 1. OFT Debt Coll'n Guide - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/oft664.pdf
    Link 2. Checking your credit Agreement - http://www.consumeractiongroup.co.uk...greements.html
    Link 3. Interest Tutorial - http://www.consumerwiki.co.uk/index....erest_Tutorial
    Link 4. OFT Guide re s.78 CCA1974 Requests - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/OFT1272.pdf

    Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.

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  6. #6
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    Default Re: Refused goodwill payment paid into account

    Hi

    Yes this case has been Stayed - I will send the letter re credit card claim stays to the court and come back with the outcome. Thanks.

    Hattie


  7. #7
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    Default Re: Refused goodwill payment paid into account

    Hattie,

    You could also send an email to BLT (Barclaysicon Litigation Team) saying your case has been mistakenly Stayed and, as you are now applying for the Stay to be lifted, would they like to consider offering you settlement now to avoid the costs associated with taking your claim into court.

    See here for Kate Ashton's fax and email contact (edit out any space in the email addy which this site auto-enters) - http://www.consumeractiongroup.co.uk...ml#post1262143

    Send an up to date SOC showing charges, the latest s.69 interesticon figure and a note of the court fees paid by you. Ask for settlement of the total.

    Can't hurt !

    Link 1. OFT Debt Coll'n Guide - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/oft664.pdf
    Link 2. Checking your credit Agreement - http://www.consumeractiongroup.co.uk...greements.html
    Link 3. Interest Tutorial - http://www.consumerwiki.co.uk/index....erest_Tutorial
    Link 4. OFT Guide re s.78 CCA1974 Requests - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/OFT1272.pdf

    Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.

    If I've been helpful, please click my scales.


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE